{"id":183549,"date":"2025-10-01T22:11:09","date_gmt":"2025-10-01T22:11:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/183549\/"},"modified":"2025-10-01T22:11:09","modified_gmt":"2025-10-01T22:11:09","slug":"calls-to-reform-australias-pension-age-as-labourers-consider-early-retirement-due-to-injury","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/183549\/","title":{"rendered":"Calls to reform Australia&#8217;s pension age as labourers consider early retirement due to injury"},"content":{"rendered":"<p class=\"paragraph_paragraph__iYReA\">In Australia, the pension age was lifted from 65 to 67 in 2023.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">For some manual workers, it&#8217;s a physical struggle to continue working until 67.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;For some, 67 is an achievable and even desirable pension age,&#8221; said Professor Gary Martin, workplace specialist at the Australian Institute of Management.<\/p>\n<p>&#8220;For others, the road there is far more demanding.&#8221;<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Carpenter and labourer Paul Quealy has some advice for young tradies.<\/p>\n<p><img decoding=\"async\" alt=\"A man in a blue short-sleeved shirt, visor and tinted glasses with a dark patch of skin on his nose where a cancer was removed.\" class=\"Image_image__5tFYM ContentImage_image__DQ_cq\"  src=\"https:\/\/www.newsbeep.com\/ca\/wp-content\/uploads\/2025\/10\/9288488f2b8b18f0bdf788ab3d6022a3\" loading=\"lazy\" data-component=\"Image\" data-lazy=\"true\"\/><\/p>\n<p class=\"Typography_base__sj2RP FigureCaption_text__zDxQ5 Typography_sizeMobile12__w_FPC Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">Paul Quealy recently had a skin cancer removed from his nose. (ABC News: Jak Rowland)<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;Save as much as you possibly can before you get to the age of 55 because it&#8217;s a long way to the pension and it can be a lot of pain as well,&#8221; he said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">The 60-year-old recently had a skin cancer removed from his nose and needed a skin graft.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">He is physically unable to work a full week.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;I&#8217;ve recently had checks on my knees and the cartilage is worn out in my joints, including my shoulder, and it&#8217;s due to lifting heavy weights,&#8221; he said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">His doctor suggested he could apply for a disability pension.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">But Mr Quealy would like to continue to work part-time, though finding a job has been a struggle.<\/p>\n<p>&#8220;You hit 55 and you feel like nobody wants you anymore. I think it has a mental impact on you,&#8221;  he said.<img decoding=\"async\" alt=\"Two old photos being held up side by side, one of Paul with his car and another holding a didgeridoo.\" class=\"Image_image__5tFYM ContentImage_image__DQ_cq\"  src=\"https:\/\/www.newsbeep.com\/ca\/wp-content\/uploads\/2025\/10\/dc42ae005e267fa7072d076226a97858\" loading=\"lazy\" data-component=\"Image\" data-lazy=\"true\"\/><\/p>\n<p class=\"Typography_base__sj2RP FigureCaption_text__zDxQ5 Typography_sizeMobile12__w_FPC Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">Mr Quealy worked as a carpenter and labourer. (ABC News: Jak Rowland)<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Mr Quealy would like to see the pension age adjusted for people who have worked in physical jobs, including nurses and aged care workers.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">He would also like there to be financial help for manual labourers needing work-related surgery, such as a knee replacement, so they can access private health care rather than having to wait through the public hospital system.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;So you can get back to work and support your family,&#8221; he said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;Perhaps there should be some means-tested dispensation for people who can&#8217;t afford expensive doctor&#8217;s bills.&#8221;<\/p>\n<p>Considering cheaper retirement overseas<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Petia McClenaghan would also like to see the age pension lowered.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;For physical workers [67] is completely unsustainable. It&#8217;s just too hard,&#8221; she said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">The former tuck shop manager said heavy lifting and constantly being on her feet had taken a toll.<\/p>\n<p>&#8220;There was absolutely no way I could continue to do what I did, I was having degeneration in my hips and shoulders,&#8221;  she said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">The 58-year-old has minimal superannuation and is having to manage on a JobSeeker payment.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Although Ms McClenaghan retrained in business administration, she has been unable to find work.<\/p>\n<p><img decoding=\"async\" alt=\"Close up of a woman's hands in purple gloves slicing red potatoes in half, with piles of potatoes on the bench.\" class=\"Image_image__5tFYM ContentImage_image__DQ_cq\"  src=\"https:\/\/www.newsbeep.com\/ca\/wp-content\/uploads\/2025\/10\/9310d08538cdc5309b006be4221c1887\" loading=\"lazy\" data-component=\"Image\" data-lazy=\"true\"\/><\/p>\n<p class=\"Typography_base__sj2RP FigureCaption_text__zDxQ5 Typography_sizeMobile12__w_FPC Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">The former tuck shop manager said heavy lifting and constantly being on her feet have taken a toll. (ABC News: Mark Leonardi)<\/p>\n<p>&#8220;I just felt I was being passed over.&#8221;<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Do you know more? Contact Fiona Blackwood at <a class=\"Link_link__5eL5m ScreenReaderOnly_srLinkHint__OysWz Link_showVisited__C1Fea Link_showFocus__ALyv2\" href=\"https:\/\/www.abc.net.au\/news\/2025-10-02\/reform-by-occupation-needed-for-australian-pension-age\/mailto:blackwood.fiona@abc.net.au.\" data-component=\"Link\" rel=\"nofollow noopener\" target=\"_blank\">blackwood.fiona@abc.net.au<\/a>.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Ms McClenaghan said that despite having &#8220;a generous landlord&#8221;, her rent amounts to 80 per cent of her Centrelink allowance.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;I say to people, &#8216;I am one rent increase away from homelessness&#8217; and I know that sounds very drastic but I literally am,&#8221; she said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Ms McClenaghan volunteers with Compassion for Community, an organisation that provides meals for those in need.<\/p>\n<p><a href=\"https:\/\/www.abc.net.au\/news\/2025-07-05\/pension-age-retirement-super-home-owner\/105490670\" data-component=\"FullBleedLink\" class=\"RelatedCard_link__rsgR9 FullBleedLink_root__lTw_U interactive_focusContext__yRhc_ interactive_defaults__AKxUU FullBleedLink_showVisited__g3Xvz\" rel=\"nofollow noopener\" target=\"_blank\">Not everyone works until retirement age. What are the options? <\/a><\/p>\n<p class=\"Typography_base__sj2RP RelatedCard_synopsis__cFwMW Typography_sizeMobile14__u7TGe Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">There are options for people struggling to make it to the pension age, but many rely on superannuation or owning a home.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Through her work she can take home a free meal and on occasion, excess produce.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">She said she does not want to &#8220;get ahead&#8221;, she just wanted to survive.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">It has brought her to consider retirement overseas, where the cost of living is cheaper.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Places such as Vietnam, Thailand and Albania are all options.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;Anywhere where I can sustain housing and continue to survive on lesser amounts of money,&#8221; she said.<\/p>\n<p>Staggered pension age a solution<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Professor Martin said there was a strong case for flexibility in the pension age for those in physically demanding jobs.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;Such flexibility could include staggered pension ages, occupation-specific provisions or partial pensions for those unable to continue to work full time,&#8221; he said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Professor Martin said superannuation did not always come to the rescue for those who needed to finish work earlier.<\/p>\n<p>&#8220;While estimates differ, many people forced to retire in their mid to late-50s have accumulated only $200,000 to $350,000. Some, far less,&#8221;  he said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Having to give up work early due to physical constraints could result in using up superannuation sooner and being worse off financially.<\/p>\n<p><img decoding=\"async\" alt=\"a man with grey hair in a suit\" class=\"Image_image__5tFYM ContentImage_image__DQ_cq\"  src=\"https:\/\/www.newsbeep.com\/ca\/wp-content\/uploads\/2025\/10\/5918f0b901a6d7b614b535a12e16574d\" loading=\"lazy\" data-component=\"Image\" data-lazy=\"true\"\/><\/p>\n<p class=\"Typography_base__sj2RP FigureCaption_text__zDxQ5 Typography_sizeMobile12__w_FPC Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">Professor Martin says many Australians will spend their retirement managing chronic illness or disability. (ABC News: Nicholas Martyr)<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Professor Martin said older workers wanting to retrain or find different work often faced barriers.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;Age bias can quietly edge out older workers from opportunities, with skills and experience too often overlooked in favour of younger recruits,&#8221; he said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">And while the financial cost of retiring early must be addressed, the possibility of a shorter life expectancy due to years of physical work or its impact on an enjoyable retirement should also be considered.<\/p>\n<p>&#8220;Some Australians will enjoy many years of good health after retirement while others will spend much of that time managing chronic illness or disability,&#8221;  he said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">A spokesperson from the Department of Social Services said age pension eligibility was set consistently across the community.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;It is not linked to a person&#8217;s past employment type, occupational history, or other social determinants, and the government has no plans to change this,&#8221; they said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;The social security system is designed to support those who need it most, while also ensuring it can be sustained for future generations.&#8221;<\/p>\n<p>Loading&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"In Australia, the pension age was lifted from 65 to 67 in 2023. For some manual workers, it&#8217;s&hellip;\n","protected":false},"author":2,"featured_media":183550,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[11344,31216,45,49,48,40671,133,3717,92477,134,9611,131,132,92476,1705,5551,14818,92478,39760,5368,6336],"class_list":{"0":"post-183549","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-age","9":"tag-australians","10":"tag-business","11":"tag-ca","12":"tag-canada","13":"tag-early","14":"tag-finance","15":"tag-labour","16":"tag-labourer","17":"tag-money","18":"tag-pension","19":"tag-personal-finance","20":"tag-personalfinance","21":"tag-retire","22":"tag-retirement","23":"tag-savings","24":"tag-superannuation","25":"tag-tas","26":"tag-tasmania","27":"tag-work","28":"tag-working"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/183549","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=183549"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/183549\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/183550"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=183549"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=183549"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=183549"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}