{"id":21240,"date":"2025-07-24T19:27:20","date_gmt":"2025-07-24T19:27:20","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/21240\/"},"modified":"2025-07-24T19:27:20","modified_gmt":"2025-07-24T19:27:20","slug":"not-sips-heres-what-edelweiss-radhika-gupta-thinks-you-should-spend-money-on-i-always-tell-everyone-take-time-to","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/21240\/","title":{"rendered":"Not SIPs, here\u2019s what Edelweiss\u2019 Radhika Gupta thinks you should spend money on, \u2018I always tell everyone, take time to\u2026\u2019"},"content":{"rendered":"<p>A well-known proponent of the SIP or systematic investment plan, as a savings and investment tool for young Indians, <a class=\"backlink\" target=\"_blank\" href=\"https:\/\/www.livemint.com\/market\/market-stats\/stocks-edelweiss-financial-services-share-price-nse-bse-s0003463\" data-vars-anchor-text=\"Edelweiss\" data-vars-link-type=\"Auto\" data-vars-page-type=\"story\" rel=\"nofollow noopener\">Edelweiss<\/a> Mutual Fund Chief Radhika Gupta has now advocated for spending your money another way.<\/p>\n<p>Writing on social media platform X (formerly known as Twitter), <a class=\"backlink\" target=\"_blank\" href=\"https:\/\/www.livemint.com\/market\/stock-market-news\/radhika-gupta-cautions-blind-follow-influencers-advice-unlisted-stocks-grey-markets-reality-valuations-financial-gravity-11750842639270.html\" data-vars-page-type=\"story\" data-vars-link-type=\"Manual\" data-vars-anchor-text=\"Radhika Gupta\" rel=\"nofollow noopener\">Radhika Gupta<\/a> wrote in Hindi and English, emphasising that the fruits of hardwork are to be enjoyed, not only saved.<\/p>\n<p>\u2018A good middle path exists\u2019, says Radhika Gupta<\/p>\n<p>Radhika Gupta admitted that while it is her job to sell <a class=\"backlink\" target=\"_blank\" href=\"https:\/\/www.livemint.com\/market\/sip-plan-amcs-financial-inclusion-investors-uti-mutual-fund-kotak-mahindra-amc-sbi-mutual-fund-kyc-sebi-11752383480831.html\" data-vars-page-type=\"story\" data-vars-link-type=\"Manual\" data-vars-anchor-text=\"SIPs\" rel=\"nofollow noopener\">SIPs<\/a>, she does advovate for people to \u201cenjoy the fruits of your hardwork\u201d and find a good middle ground between spending and saving\/investing.<\/p>\n<p>\u201cStarted this journey with a dream, now a small joy fills my heart. The sweetness of hardwork is a different kind of joy.\u201d (roughly translated from Hindi) she said on X, on July 23.<\/p>\n<p>Adding, \u201cMy job is to sell SIPs, but I always tell everyone \u2014 young and old \u2014 to <a class=\"backlink\" target=\"_blank\" href=\"https:\/\/www.livemint.com\/market\/market-stats\/stocks-take-solutions-share-price-nse-bse-s0003229\" data-vars-anchor-text=\"take\" data-vars-link-type=\"Auto\" data-vars-page-type=\"story\" rel=\"nofollow noopener\">take<\/a> the time to enjoy the fruits of your hardwork. Save, but also spend, on things that give you joy, because it makes the journey worth it.\u201d<\/p>\n<p>\u201cAt the end of the day, life is not a <a class=\"backlink\" target=\"_blank\" href=\"https:\/\/www.livemint.com\/market\/market-stats\/stocks-race-eco-chain-share-price-nse-bse-s0000101\" data-vars-anchor-text=\"race\" data-vars-link-type=\"Auto\" data-vars-page-type=\"story\" rel=\"nofollow noopener\">race<\/a> of who has the highest NAV of most rupees, but who has lived most joyfully. The middle path exists, and it is good one,\u201d she noted.<\/p>\n<p>Radhika Gupta on blindly following finfluencers, stability of SIPs<\/p>\n<p>A prominent figure on social media, interacting with everyday investors on X, Radhika Gupta often advices followers on various investment options and the potential <a class=\"backlink\" target=\"_blank\" href=\"https:\/\/www.livemint.com\/market\/stock-market-news\/sensex-crashes-nearly-700-points-nifty-nears-25k-why-is-indian-stock-market-falling-explained-11753339964697.html\" data-vars-page-type=\"story\" data-vars-link-type=\"Manual\" data-vars-anchor-text=\"market\" rel=\"nofollow noopener\">market<\/a> risks.<\/p>\n<p>In June, she cautioned ordinary investors against looking for high returns without understanding the risks, noting that finfluencers use FOMO to push \u201ccrazy investment opportunities\u201d that are meant for more seasoned players.<\/p>\n<p>She has also extensively <a class=\"backlink\" target=\"_blank\" href=\"https:\/\/www.livemint.com\/mutual-fund\/mf-news\/radhika-gupta-backs-sips-accessible-savings-cum-growth-solution-common-indian-investors-markets-edelweiss-mutual-fund-11737947883120.html\" data-vars-page-type=\"story\" data-vars-link-type=\"Manual\" data-vars-anchor-text=\"batted for SIPs\" rel=\"nofollow noopener\">batted for SIPs<\/a> as a mode of investment that crores of common investors use to put their collective <a class=\"backlink\" target=\"_blank\" href=\"https:\/\/www.livemint.com\/market\/market-stats\/stocks-trust-fintech-share-price-nse-bse-s0005757\" data-vars-anchor-text=\"trust\" data-vars-link-type=\"Auto\" data-vars-page-type=\"story\" rel=\"nofollow noopener\">trust<\/a> in the mutual funds market.<\/p>\n<p>She said that it is this \u201ccollective trust\u201d in investment instruments that give the Indian capital markets its stability; and also praised SIPs as the \u201caccessible savings-cum-growth solution\u201d for common <a class=\"backlink\" target=\"_blank\" href=\"https:\/\/www.livemint.com\/market\/market-stats\/stocks-jhs-svendgaard-retail-ventures-share-price-nse-bse-s0005828\" data-vars-anchor-text=\"retail\" data-vars-link-type=\"Auto\" data-vars-page-type=\"story\" rel=\"nofollow noopener\">retail<\/a> investors.<\/p>\n","protected":false},"excerpt":{"rendered":"A well-known proponent of the SIP or systematic investment plan, as a savings and investment tool for young&hellip;\n","protected":false},"author":2,"featured_media":21241,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[45,49,48,17777,133,2512,17776,17780,134,131,132,17775,17778,17779],"class_list":{"0":"post-21240","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-ca","10":"tag-canada","11":"tag-edelweiss","12":"tag-finance","13":"tag-investment","14":"tag-mango-millionaires","15":"tag-middle-path","16":"tag-money","17":"tag-personal-finance","18":"tag-personalfinance","19":"tag-radhika-gupta","20":"tag-sip","21":"tag-spend-on-joy"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/21240","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=21240"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/21240\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/21241"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=21240"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=21240"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=21240"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}