{"id":227186,"date":"2025-10-20T15:44:08","date_gmt":"2025-10-20T15:44:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/227186\/"},"modified":"2025-10-20T15:44:08","modified_gmt":"2025-10-20T15:44:08","slug":"u-s-cities-where-americans-can-afford-to-live-alone","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/227186\/","title":{"rendered":"U.S. cities where Americans can afford to live alone"},"content":{"rendered":"<p>In September, <a href=\"https:\/\/www.economist.com\/graphic-detail\/2025\/09\/30\/where-can-americans-afford-to-live-solo-in-2025\" target=\"_blank\" rel=\"nofollow noopener\">The Economist<\/a> released its third annual &#8220;Carrie Bradshaw index,&#8221; named after the protagonist of the hit TV show &#8220;Sex and the City.&#8221; The report ranks the U.S. cities where Americans can afford to live alone.<\/p>\n<p>The index was named after the character because, on the show, she lives in a studio apartment in the West Village and it is highly unlikely that she could afford it on a writer&#8217;s salary now, Lizzy Peet, a data researcher at The Economist, tells CNBC Make It.<\/p>\n<p>&#8220;It all came about from a sort of snappy way to sum up the aspiration, a sort of quality of living by yourself in a big city for the first time. How much would you have to earn to afford that? And how much is that a realist prospect?&#8221; she says.<\/p>\n<p>To rank the U.S. cities, The Economist used the rule that a tenant should spend no more than 30% of their gross income on rent. That, in combination with using rental prices from Zumper, led to the calculation of the salary needed to afford a typical studio in each city. Each city was given a &#8220;Bradshaw score&#8221; where a value more than one means an average studio apartment is affordable and less than one means housing is unaffordable.<\/p>\n<p>&#8220;Cities that build a lot or maybe that have less demand or maybe have less population demand on rent are the kind of cities that are looking more affordable,&#8221; Peet says.<\/p>\n<p>One big change in this year&#8217;s index is that some cities that were affordable last year have slid into the unaffordable category this year, Peet adds.<\/p>\n<p>A lot of cities in Texas, like Dallas, Houston, and Austin, moved from what was deemed affordable to what is now deemed unaffordable.<\/p>\n<p>&#8220;There are loads of factors at work here. It&#8217;s important to know that rental markets can be quite random, but they can fluctuate a lot in a very short space of time,&#8221; Peet says. &#8220;It&#8217;s pretty well documented that Texas has seen this influx of middle-class workers, and that would drive rent up.&#8221;<\/p>\n<p>In this year&#8217;s index, 41 cities were unaffordable, up from 38 cities last year.<\/p>\n<p>Wichita, Kansas<\/p>\n<p>Cweimer4 | E+ | Getty Images<\/p>\n<p><a id=\"headline0\"\/>10 U.S. cities where Americans can afford to live aloneWichita, Kan.Baton Rouge, La.Lincoln, Neb.Des Moines, IowaAkron, OhioTucson, Ariz.Tulsa, Okla.St. Louis, Mo.Albuquerque, N.M.Aurora, Colo.<\/p>\n<p>Wichita, Kansas, is the most affordable city in the index. It has a Bradshaw score of around 1.75, which means that median wages in the city are 75% higher than needed to afford an average studio apartment.<\/p>\n<p>The average monthly rent for studio apartments in Wichita is $580, up 1.64% from last month, but down 10.54% year-over-year, according to <a href=\"https:\/\/www.zumper.com\/apartments-for-rent\/wichita-ks\/studios\" target=\"_blank\" rel=\"nofollow noopener\">Zumper<\/a>.<\/p>\n<p>Residents of Wichita need to earn $26,400 a year to afford a studio, which is $20,250 less than the median wage.<\/p>\n<p>&#8220;I&#8217;m not that surprised Wichita is the most affordable. A lot of the cities in the bottom 10 are off the beaten track and not huge economic powerhouses. It&#8217;s an interesting dynamic,&#8221; Peet says.<\/p>\n<p>&#8220;There are still some perhaps less desirable cities that are surprisingly unaffordable and vice versa.&#8221;<\/p>\n<p>Want to earn more and grow your money?\u00a0Save 30% with\u00a0<a href=\"https:\/\/smarter.cnbcmakeit.com\/p\/make-more-money-and-manage-it-well?utm_source=cnbc&amp;utm_medium=cnbcarticle&amp;utm_campaign=bottom\" target=\"_blank\" rel=\"nofollow noopener\">this earnings-boosting bundle<\/a>\u00a0of our top courses.<\/p>\n<p>Plus, <a href=\"https:\/\/www.cnbc.com\/make-it-newsletters\/\" rel=\"nofollow noopener\" target=\"_blank\">sign up for CNBC Make It&#8217;s newsletter<\/a> to get tips and tricks for success at work, with money and in life, and <a href=\"https:\/\/www.linkedin.com\/groups\/13194471\/\" target=\"_blank\" rel=\"nofollow noopener\">request to join our exclusive community on LinkedIn<\/a> to connect with experts and peers.<\/p>\n","protected":false},"excerpt":{"rendered":"In September, The Economist released its third annual &#8220;Carrie Bradshaw index,&#8221; named after the protagonist of the hit&hellip;\n","protected":false},"author":2,"featured_media":227187,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[6594,45,49,48,46,6595,25595,108633,31919,6593,6599],"class_list":{"0":"post-227186","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economy","8":"tag-articles","9":"tag-business","10":"tag-ca","11":"tag-canada","12":"tag-economy","13":"tag-make-it","14":"tag-make-it-life","15":"tag-make-it-real-estate","16":"tag-make-it-spend","17":"tag-makeit","18":"tag-sourcetagnamecnbc-us-source"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/227186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=227186"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/227186\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/227187"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=227186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=227186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=227186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}