{"id":262682,"date":"2025-11-05T05:46:09","date_gmt":"2025-11-05T05:46:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/262682\/"},"modified":"2025-11-05T05:46:09","modified_gmt":"2025-11-05T05:46:09","slug":"natasha-is-28-years-old-with-310000-in-shares-and-a-1-million-net-worth-these-are-the-rules-she-swears-by","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/262682\/","title":{"rendered":"Natasha is 28 years old with $310,000 in shares and a $1 million net worth \u2014 these are the rules she swears by"},"content":{"rendered":"<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">At 18, Natasha Etschmann wasn\u2019t a finance expert \u2014 she was a disability support worker pulling overnight shifts and saving whatever she could.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Her dad gave her one simple piece of advice: <a class=\"css-1lg16vp-StyledTextLink ezegcyi0\" data-link-type=\"article-inline\" target=\"_blank\" rel=\"noopener nofollow\" href=\"https:\/\/www.vanguard.com.au\/corporate\/?cmpgn=SL1025AUBANME0040EN\">buy an S&amp;P 500 ETF and hold it.<\/a><\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">A decade later, Natasha \u2014 better known online as <a class=\"css-1lg16vp-StyledTextLink ezegcyi0\" data-link-type=\"article-inline\" target=\"_blank\" rel=\"noopener nofollow\" href=\"https:\/\/www.instagram.com\/tashinvests\/?hl=en\">TashInvests \u2014<\/a> has turned that one rule into a financial transformation.<\/p>\n<p class=\"css-178igh4-StyledParagraph e1s06mna1\">Know the news with the 7NEWS app: <a class=\"css-cvgehw-StyledContextualLink e1s06mna0\" href=\"https:\/\/7news.com.au\/app?utm_source=7NEWS&amp;utm_medium=contextual-link-app&amp;utm_campaign=7news-app\" target=\"_blank\" rel=\"nofollow noopener\">Download today <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/7news.com.au\/static\/media\/right-red-arrow.92bca5db.svg\" alt=\"Download today\" height=\"14\" width=\"20\"\/><\/a><\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">She\u2019s now built a share portfolio worth around $310,000, owns both an apartment and a house, and has a total net worth of more than $1 million.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Her story \u2014 and the philosophy she calls \u201cGet Rich Slow\u201d \u2014 features in the 7NEWS Money Talks podcast powered by <a class=\"css-1lg16vp-StyledTextLink ezegcyi0\" data-link-type=\"article-inline\" target=\"_blank\" rel=\"noopener nofollow\" href=\"https:\/\/www.vanguard.com.au\/corporate\/?cmpgn=SL1025AUBANME0040EN\">Vanguard<\/a>, where she joins host Tim McMillan to unpack how simple, consistent investing can change your financial future.<\/p>\n<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">\u201cI started with $1000 when I was 18,\u201d she told 7NEWS Money Talks host Tim McMillan.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">\u201cNow my net worth is over a million, which is wild.\u201d<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Tash\u2019s story has become a social media phenomenon \u2014 not because she struck it rich overnight, but because she made her money the slow way.<\/p>\n<p>The \u2018Get Rich Slow\u2019 rule<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Her philosophy is simple: buy, hold, and diversify.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">\u201cI\u2019m not trying to beat the market,\u201d she says.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">\u201cI just want something that works for my lifestyle \u2014 I don\u2019t want to sit there watching charts all day.\u201d<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Tash started investing $1,000 into an ETF at 18 and added to it consistently.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">She calls it her \u201cget rich slow\u201d rule \u2014 small, steady contributions that build over time.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">You might also like to read:<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">She also worked hard \u2014 sometimes 56-hour shifts over a week \u2014 and travelled the world on a budget, visiting more than 40 countries while staying on track financially.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">\u201cBack when I was a support worker, I found a way that you could work pretty much endless hours. I was doing sleep shifts so you could just stay at one of the group homes and just work. I was really maximising work time while I was here and then travelling really on a budget when I was away,\u201d she said.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">\u201cIt\u2019s not really a balance, it\u2019s just being intentional.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">\u201cFigure out what you care about and spend there \u2014 but be ruthless about cutting what you don\u2019t.\u201d<\/p>\n<p>Learning the hard way<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Their biggest mistake came during COVID.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">\u201cI bought an inverse leveraged ETF because I thought there\u2019s no way the market will recover this quickly,\u201d she said.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">\u201cIt did. I lost $5,000 and decided never to bet against the market again.\u201d<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Her biggest gain to date came from property.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">She bought her first apartment in the middle of the pandemic when there was almost no competition.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">\u201cThat one has doubled in value,\u201d she said.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Take the SmartRetire quiz at <a class=\"css-1lg16vp-StyledTextLink ezegcyi0\" data-link-type=\"article-inline\" target=\"_blank\" rel=\"noopener nofollow\" href=\"https:\/\/www.vanguard.com.au\/super\/learn\/super-insights\/how-australia-retires?cmpgn=SL1025AUBANME0140EN\">vanguard.com.au\/smartretire<\/a> to discover the building blocks of a more confident retirement.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Now 28, she runs a <a class=\"css-1lg16vp-StyledTextLink ezegcyi0\" data-link-type=\"article-inline\" target=\"_blank\" rel=\"noopener nofollow\" href=\"https:\/\/www.instagram.com\/tashinvests\/\">podcast, writes books and helps others get started<\/a> \u2014 especially young women who feel shut out of the financial conversation.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Just a reminder: while Natasha\u2019s story shows how smart choices can pay off, past performance isn\u2019t a guarantee of future results. Investing always carries risks, so it\u2019s important to do your research and make decisions that suit your own goals and circumstances.<\/p>\n<p>What is Money Talks?<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Money Talks, the new 7NEWS podcast powered by <a class=\"css-1lg16vp-StyledTextLink ezegcyi0\" data-link-type=\"article-inline\" target=\"_blank\" rel=\"noopener nofollow\" href=\"https:\/\/www.vanguard.com.au\/corporate\/?cmpgn=SL1025AUBANME0040EN\">Vanguard<\/a>, cuts through the confusion to help Australians take control of their money \u2014 from investing and super to saving and retirement.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Hosted by Tim McMillan, each episode features Australia\u2019s leading personal finance minds and Vanguard experts sharing smart, practical insights to help you make confident decisions and build lasting financial freedom.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Along the way, listeners reveal their most honest money confessions \u2014 real stories of fear, failure, and success \u2014 giving experts the chance to unpack what\u2019s really going on behind our financial habits and start the conversations we\u2019ve all been too afraid to have.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">It\u2019s time to talk money \u2014 openly, honestly, and without the jargon.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Money Talks is brought to you by <a class=\"css-1lg16vp-StyledTextLink ezegcyi0\" data-link-type=\"article-inline\" target=\"_blank\" rel=\"noopener nofollow\" href=\"https:\/\/www.vanguard.com.au\/corporate\/?cmpgn=SL1025AUBANME0040EN\">Vanguard<\/a>. Do you not like money? Start investing in your future with Vanguard\u2019s investments and low-fee super.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Vanguard Investments Australia Ltd (ABN 72 072 881 086 \/ AFSL 227263) is the product issuer of Vanguard Personal Investor and the Vanguard Australian funds and ETFs. Vanguard Super Pty Ltd (ABN 73 643 614 386 \/ AFSL 526270) is the trustee of Vanguard Super. Read the relevant IDPS Guide, PDS and TMD available at vanguard.com.au and consider if a product is right for you before making an investment decision.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">Vanguard analysis using SuperRatings Fee Report, shows Vanguard MySuper Lifecycle as one of the lowest fee MySuper products as at 30 June 2025. Other fees and costs may apply, please refer to the PDS.<\/p>\n<p class=\"css-1n6q21n-StyledParagraph e4e0a020\">All information in MoneyTalks is general in nature and does not take into account your personal circumstances. You should always seek independent, professional financial advice from a licensed expert before making any financial decisions. Past performance is not indicative of future results.<\/p>\n<p><script async src=\"\/\/www.instagram.com\/embed.js\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"At 18, Natasha Etschmann wasn\u2019t a finance expert \u2014 she was a disability support worker pulling overnight shifts&hellip;\n","protected":false},"author":2,"featured_media":262683,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[9437,45,49,48,133,890,44,131,132],"class_list":{"0":"post-262682","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-banking","9":"tag-business","10":"tag-ca","11":"tag-canada","12":"tag-finance","13":"tag-lifestyle","14":"tag-news","15":"tag-personal-finance","16":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/262682","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=262682"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/262682\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/262683"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=262682"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=262682"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=262682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}