![\"\"](\"https:\/\/www.newsbeep.com\/ca\/wp-content\/uploads\/2025\/11\/Hoi-An-Vietnam-Ancient-Town-iStock.jpg\")
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Commitment to Our Readers<\/p>\n
GOBankingRates’ editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines<\/a> and our products and services review methodology<\/a>.<\/p>\n 20 Years Trusted by According to the U.S. Census Bureau<\/a>, the median retirement income<\/a> for households with at least one person 65 years of age or older is $54,710. That amounts to about $4,200 per month. To live comfortably off just $2,500 per month or about 40% less, you\u2019ll have to do some shopping around. This is where artificial intelligence (AI) like ChatGPT can come in handy. The bot can quickly search data according to metrics you specify and provide you with a clean, easy-to-understand list giving you just what you need.\u00a0<\/p>\n<\/p>\n However, sometimes ChatGPT can come up with surprising answers. This was the case when I asked the chatbot to find safe and beautiful retirement spots on $2,500 per month<\/a>.<\/p>\n Valencia, Spain<\/p>\n You would hardly expect the best city in the world for expats, as ranked by InterNation<\/a>, to be among the world\u2019s most affordable. But according to ChatGPT, you can live in that wonderful city for $2,500<\/a> per month or less. The AI bot lauds Valencia for its \u201cMediterranean beaches, culture and world-class healthcare\u201d while dubbing it \u201cmore affordable than Barcelona or Madrid.\u201d\u00a0<\/p>\n Porto, Portugal<\/p>\n Portugal has been cited in many glamorous travel magazines as being an amazing city<\/a> for expats. Travel & Leisure<\/a> even dubbed Portugal \u201cnothing short of an expat dream.\u201d This is one of the reasons why Porto showing up on ChatGPT\u2019s \u201csafe and affordable\u201d list is a bit of a surprise. For a city with a big expat community, quality public healthcare, beaches and parks, a low cost of living is the cherry on top.<\/p>\n Split, Croatia<\/p>\n While Dubrovnik gets a lot more attention in the news media, Split is the place to be, according to ChatGPT. The city gets high marks from the AI bot for its \u201cgorgeous Adriatic setting, UNESCO heritage and lower daily costs than Western Europe.\u201d While the town itself is relatively safe in terms of crime, ChatGPT does caution that summers get very crowded with tourists.<\/p>\n Chiang Mai, Thailand<\/p>\n Chiang Mai is one of the most famous cities in Thailand and you might think that would be enough to push up its cost of living<\/a>. But according to ChatGPT, Chiang Mai remains eminently affordable. Even though it doesn\u2019t boast a coastal location, like most of the other beautiful retirement spots on this list, ChatGPT called out Chiang Mai\u2019s breathtaking temples, green mountains, safe and laid-back lifestyle, all at a very low cost.<\/p>\n<\/p>\n Hoi An, Vietnam<\/p>\n If you\u2019ve read a travel magazine in the past 10 years, you\u2019ve likely heard about beautiful, charming Hoi An, located in central Vietnam. The downside of all of that publicity is that the city has been absolutely swarmed with tourists. But if you\u2019re looking for a \u201clantern-lit ancient town near the beach [with] a balance of charm, safety and [a] very low cost of living,\u201d as ChatGPT puts it, Hoi An could certainly fit the bill.<\/p>\n Pensacola, Florida<\/p>\n If you plan on retiring in a beautiful, affordable American city, ChatGPT recommended Pensacola. \u201c[It\u2019s a] Gulf Coast city with white beaches and relatively low housing costs for Florida,\u201d the chatbot said. This comes as something of a surprise because popular, well-known beach cities are typically expensive, particularly in retiree-heavy states like Florida<\/a>. Toss in the fact that AreaVibes<\/a> gave the city a livability score of 83 out of 100 and it makes for a great combination.<\/p>\n Cleveland, Ohio<\/p>\n![\"\"](\"https:\/\/cdn.gobankingrates.com\/wp-content\/uploads\/2023\/11\/icon-20.svg?webp=1&quality=75\"){kind=icon}
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