{"id":276091,"date":"2025-11-11T10:03:07","date_gmt":"2025-11-11T10:03:07","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/276091\/"},"modified":"2025-11-11T10:03:07","modified_gmt":"2025-11-11T10:03:07","slug":"st-headstart-will-eating-cai-fan-everyday-help-you-save-money","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/276091\/","title":{"rendered":"ST Headstart: Will eating cai fan everyday help you save money?"},"content":{"rendered":"<p>Welcome to the latest edition of ST Headstart, bringing you the best of The Straits Times\u2019 career, personal finance and lifestyle coverage every Tuesday noon. <a href=\"https:\/\/www.straitstimes.com\/headstart-signup?utm_campaign=nlsty\" rel=\"nofollow noopener\" target=\"_blank\">Sign up here<\/a> to get weekly tips right into your inbox.<\/p>\n<p>\u201cJust eat cai fan to save money\u201d is something we sometimes say when our bank account feels a little empty.\u00a0I wanted to find out if doing so would actually help me cut down on my expenses, so I did a quick search on how best to test this hypothesis.<\/p>\n<p>A <a href=\"https:\/\/www.straitstimes.com\/business\/invest\/digital-financial-planner-helps-sporeans-invest-more-and-plan-for-retirement-dbs?utm_campaign=ST_Newsletter_HeadStart\" rel=\" noopener nofollow\" target=\"_blank\" title=\"Digital financial planner helps S\u2019poreans invest more and plan for retirement: DBS\">recent DBS study<\/a> found that bank apps, which also function as little digital financial planners, can help give insights on money management and saving for retirement. So I decided to use a bank app to track my spending, aiming to better understand patterns and explore ways to save and invest more effectively. Does cutting back on food expenses really move the needle? <a href=\"https:\/\/www.straitstimes.com\/business\/invest\/young-and-savvy-i-used-a-money-insights-app-for-3-months-heres-what-i-learnt?utm_campaign=ST_Newsletter_HeadStart\" rel=\" noopener nofollow\" target=\"_blank\" title=\"Young and Savvy: I used a money insights app for 3 months \u2013 here\u2019s what I learnt\">Find out in my latest column.<\/a><\/p>\n<p>Tracking finances is even more vital now, with options like <a href=\"https:\/\/www.straitstimes.com\/life\/spend-first-worry-later-why-buy-now-pay-later-is-making-a-comeback-in-2025?utm_campaign=ST_Newsletter_HeadStart\" rel=\" noopener nofollow\" target=\"_blank\" title=\"\u2018Spend first, worry later\u2019: Why Buy Now, Pay Later is making a comeback in 2025\">Buy Now, Pay Later making a comeback.<\/a> In my colleague Teo Kai Xiang\u2019s report,\u00a0experts warn of risks such as spending beyond your means.<\/p>\n<p>Besides budgeting, look out for other adulting topics like quiet cracking and rising singlehood in this edition of Headstart.\u00a0<\/p>\n<p>Stay hydrated!<\/p>\n","protected":false},"excerpt":{"rendered":"Welcome to the latest edition of ST Headstart, bringing you the best of The Straits Times\u2019 career, personal&hellip;\n","protected":false},"author":2,"featured_media":276092,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[45,49,48,133,131,132],"class_list":{"0":"post-276091","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-ca","10":"tag-canada","11":"tag-finance","12":"tag-personal-finance","13":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/276091","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=276091"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/276091\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/276092"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=276091"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=276091"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=276091"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}