{"id":278596,"date":"2025-11-12T17:15:11","date_gmt":"2025-11-12T17:15:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/278596\/"},"modified":"2025-11-12T17:15:11","modified_gmt":"2025-11-12T17:15:11","slug":"money-makes-money-how-to-invest-your-child-benefit-with-sinead-ryan-2","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/278596\/","title":{"rendered":"\u2018Money makes money\u2019 \u2013 how to invest your child benefit with Sinead Ryan"},"content":{"rendered":"

<\/p>\n

\u201cYou\u2019ll put in \u20ac30,000, but you\u2019ll end up with about \u20ac41,500.\u201d Personal finance columnist Sinead Ryan doesn\u2019t mince her words when it comes to the potential power of child benefit, if it\u2019s saved strategically.<\/p>\n

On the latest episode of Money Talks, she explains to Katie Byrne why this \u20ac140 monthly payment is one of the most misunderstood parts of family finances. For some households, it\u2019s essential income. For others, it becomes a missed opportunity simply because life with children is expensive, chaotic and full of surprises.<\/p>\n

But for parents who can put even part of it aside, Ryan outlines how time, consistency and compound growth can turn a modest monthly amount into a substantial 18-year fund. She explores everything from deposit accounts to unit-linked investment products, the pros and cons of risk, and why choosing a bank other than the one you use daily might be the smartest move of all.<\/p>\n

She also breaks down the practical questions parents should ask early, long before CAO forms, textbooks and student accommodation become real costs, and why it\u2019s never too late to start saving, even if your child is already in secondary school.<\/p>\n

To hear the full conversation with Sinead Ryan, check out the latest episode of Money Talks wherever you get your podcasts.<\/p>\n

The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"\u201cYou\u2019ll put in \u20ac30,000, but you\u2019ll end up with about \u20ac41,500.\u201d Personal finance columnist Sinead Ryan doesn\u2019t mince…\n","protected":false},"author":2,"featured_media":278275,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[45,49,48,133,97589,131,132],"class_list":{"0":"post-278596","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-ca","10":"tag-canada","11":"tag-finance","12":"tag-money-talks-podcast","13":"tag-personal-finance","14":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/278596","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=278596"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/278596\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/278275"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=278596"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=278596"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=278596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}