{"id":308675,"date":"2025-11-26T19:01:14","date_gmt":"2025-11-26T19:01:14","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/308675\/"},"modified":"2025-11-26T19:01:14","modified_gmt":"2025-11-26T19:01:14","slug":"canadians-missing-non-mortgage-payments-equifax","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/308675\/","title":{"rendered":"Canadians missing non-mortgage payments: Equifax"},"content":{"rendered":"<p class=\"b-date-custom__date-item\">Updated:\u00a0November 26, 2025 at 9:50AM EST<\/p>\n<p class=\"b-date-custom__date-item\">Published:\u00a0November 26, 2025 at 8:29AM EST<\/p>\n<p class=\"c-paragraph\">Equifax Canada says the number of consumers missing a non-mortgage debt payment <a href=\"https:\/\/www.equifax.ca\/about-equifax\/newsroom\/-\/intlpress\/credit-card-balances-expected-to-peak-in-december-with-the-holiday-season\" target=\"_self\" rel=\"nofollow noopener\" title=\"https:\/\/www.equifax.ca\/about-equifax\/newsroom\/-\/intlpress\/credit-card-balances-expected-to-peak-in-december-with-the-holiday-season\">in the third quarter<\/a> rose compared with a year ago.<\/p>\n<p class=\"c-paragraph\">The company says the 90-day non-mortgage balance delinquency rate was 1.63 per cent, up 14 per cent compared with the third quarter last year.<\/p>\n<p class=\"c-paragraph\">The increase came as overall consumer debt totalled $2.62 trillion, a 3.4 per cent increase compared with year ago.<\/p>\n<p class=\"c-paragraph\">Average non-mortgage debt per consumer in the third quarter was $22,321, up $511 from a year ago.<\/p>\n<p class=\"c-paragraph\">Rebecca Oakes, vice-president, advanced analytics at Equifax Canada, says there were tentative signs of stabilization earlier this year, but the third-quarter data indicated some renewed stress, especially in younger households and homeowners in urban centres.<\/p>\n<p class=\"c-paragraph\">Oakes added that credit card spending typically rises during the holiday season and that the next few weeks will be a decisive moment for many consumers in Canada.<\/p>\n<p class=\"c-paragraph\">This report by The Canadian Press was first published Nov. 26, 2025.<\/p>\n","protected":false},"excerpt":{"rendered":"Updated:\u00a0November 26, 2025 at 9:50AM EST Published:\u00a0November 26, 2025 at 8:29AM EST Equifax Canada says the number of&hellip;\n","protected":false},"author":2,"featured_media":308456,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[45,49,48,46,133,11183],"class_list":{"0":"post-308675","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economy","8":"tag-business","9":"tag-ca","10":"tag-canada","11":"tag-economy","12":"tag-finance","13":"tag-your-money"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/308675","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=308675"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/308675\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/308456"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=308675"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=308675"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=308675"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}