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Commitment to Our Readers<\/p>\n
GOBankingRates’ editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines<\/a> and our products and services review methodology<\/a>.<\/p>\n 20 Years Trusted by Even with endless podcasts, personal finance websites and YouTube videos centered on growing wealth<\/a>, sometimes the best way to learn how to manage money is through a deeper dive.<\/p>\n \u201cIf, for years, your finances have run up against a roadblock, it\u2019s worth exploring why,\u201d said Karol Ward, career expert and confidence coach.<\/p>\n Both classic and newer personal finance books can help you<\/a> with that journey at every stage of life. Here are Ward\u2019s recommendations for everyone from Gen Z to baby boomers who might be struggling with paying off debt, saving for retirement or just managing money.<\/p>\n<\/p>\n \u2018A Simple Path to Wealth\u2019 by JL Collins\u00a0<\/p>\n Ward recommended JL Collins\u2019 \u201cA Simple Path to Wealth\u201d for a Gen Z audience who may just be getting started in the workforce.<\/p>\n \u201cIt\u2019s about waking up your financial awareness,\u201d Ward said. \u201cStop hiding your head in the sand and start realizing there is a way to create wealth and abundance if you raise your awareness about how you are spending.\u201d<\/p>\n From the basics of compound interest<\/a> to how to ultimately achieve financial independence, this book emphasizes spending within your means and developing consistent, conscious behaviors that lead to good financial habits throughout life.<\/p>\n Ward called it a solid introduction to investing, written for a beginner audience.<\/p>\n \u20189 Steps to Financial Freedom\u2019 by Suze Orman<\/p>\n If you\u2019ve studied personal finance at all, you\u2019ve heard of Suze Orman.<\/p>\n A self-made millionaire, Orman teaches the basics of good financial habits, including avoiding debt, paying yourself first<\/a> through automatic savings and avoiding those daily expenses, like take-out food or coffee house coffee, that can add up and sabotage your success.<\/p>\n Suze Orman\u2019s classic title, \u201c9 Steps to Financial Freedom,\u201d \u201cis for people who are a little farther down the road in terms of their career,\u201d Ward said. \u201cIt talks about paying off debt, saving for retirement and creating a will.\u201d<\/p>\n \u2018Money Drunk-Money Sober\u2019 by Julia Cameron and Mark Bryan<\/p>\n Author Julie Cameron is best known for her book \u201cThe Artist\u2019s Way,\u201d which entices people to use a self-discovery process to release blocks and unleash their creative power. Similarly, \u201cMoney Drunk-Money Sober\u201d dives into the emotional root causes of money problems. <\/p>\n \u201cHer approach has that \u2018Artist\u2019s Way\u2019 feel to it,\u201d Ward said. \u201cIt helps people identify what kind of money struggle their having. [It] also offers practical steps to build a budget<\/a> and understand where your money is going.\u201d<\/p>\n Final Take<\/p>\n![\"\"](\"https:\/\/cdn.gobankingrates.com\/wp-content\/uploads\/2023\/11\/icon-20.svg?webp=1&quality=75\"){kind=icon}
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