{"id":34467,"date":"2025-07-30T14:05:14","date_gmt":"2025-07-30T14:05:14","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/34467\/"},"modified":"2025-07-30T14:05:14","modified_gmt":"2025-07-30T14:05:14","slug":"man-moves-from-florida-to-italy-for-cheaper-homes-better-healthcare","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/34467\/","title":{"rendered":"Man Moves From Florida to Italy for Cheaper Homes, Better Healthcare"},"content":{"rendered":"<p>This as-told-to essay is based on conversations with Todd Kleperis, 54, a Florida resident who is leaving the Sarasota area and moving to Lazio, Italy, about an hour south of Rome. The conversation has been edited for length and clarity.<\/p>\n<p>I&#8217;m 54 years old, and I don&#8217;t know how long I have left on the planet. Let&#8217;s say we can make it 10 to 15 more years. Are you happy? I haven&#8217;t been happy here in the last eight or nine years.<\/p>\n<p>I made a deal with my wife a couple of years ago. I said, &#8220;If we&#8217;re still here, I want to be able to be out of here.&#8221; And she goes, &#8220;OK.&#8221; So that&#8217;s what happened.<\/p>\n<p>The reason that <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/leaving-us-for-italy-retire-in-sicily-2025-7\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">I chose Italy<\/a> was because I have a friend who is Italian who&#8217;s going back there.<\/p>\n<p>He has blood cancer, and he wants to live out the rest of his life in an <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/american-family-moved-to-southern-italy-drawbacks-affordable-years-later-2025-6\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">Italian family village<\/a>. I like family, I like community, and I like close-knit groups.<\/p>\n<p>I&#8217;ve known him my entire life. His family is all Italian. Three or four days a week, I&#8217;d be down at their house and experience what they had as a culture. And then when I came back to the United States, I was like, &#8220;Where is that culture?&#8221;<\/p>\n<p>I grew up in a small town in Connecticut, and my town was a small farming town that had about 6,000 people. I believe in small-town values, and I believe in trying to take care of people and doing the right thing.<\/p>\n<p>Italy represents that to me because it&#8217;s still a lot of <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/live-with-mother-in-law-save-money-job-hunt-2025-6\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">family<\/a>, a lot of good values, a lot of <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/real-italian-dishes-you-should-try-2019-11\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">good food<\/a>, a lot of good culture \u2014 a lot of good everything. You&#8217;ve got the coasts, you&#8217;ve got skiing, you can go kayaking, you&#8217;ve got everything that I&#8217;d like to do outdoors. Everything that I can&#8217;t do in Florida during the summertime, I can do there.<\/p>\n<p>                      Related stories<\/p>\n<p>                                <img decoding=\"async\" class=\"lazy-image \" viewbox=\"0 0 1 1\" src=\"https:\/\/www.newsbeep.com\/ca\/wp-content\/uploads\/2025\/07\/placeholder.png\" alt=\"\"\/><\/p>\n<p>                            Business Insider tells the innovative stories you want to know<\/p>\n<p>                                <img decoding=\"async\" class=\"lazy-image \" viewbox=\"0 0 1 1\" src=\"https:\/\/www.newsbeep.com\/ca\/wp-content\/uploads\/2025\/07\/placeholder.png\" alt=\"\"\/><\/p>\n<p>                            Business Insider tells the innovative stories you want to know<\/p>\n<p>I&#8217;ve been around the world too many different times to not do what I want to do.<\/p>\n<p>I&#8217;ve lived abroad before and didn&#8217;t want to move back to the US<\/p>\n<p>I spent five years <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/taiwanese-american-relocated-moved-to-taipei-taiwan-low-cost-living-2025-6\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">working in Taiwan<\/a>. Then I <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/moved-san-francisco-singapore-happier-safer-cleaner-2024-2\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">moved to Singapore<\/a>, and then we <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/family-moved-to-koh-samui-thailand-sold-house-florida-hurricane-2025-6\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">bought a house in Thailand<\/a>. Then I <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/american-living-in-china-hard-to-relate-friends-back-home-2025-4\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">lived in China<\/a> for nine years.<\/p>\n<p>My wife got a job in the United States and asked if I wanted to go back. I said no. I said that 10 years ago, and I&#8217;ve been <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/left-florida-after-living-there-years-downsides-kept-adding-up-2024-12\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">living in Florida<\/a> ever since. But this year is the last year.<\/p>\n<p>              <img xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"lazy-image \" encoding=\"UTF-8\" width=\"1\" height=\"1\" data-content-type=\"image\/jpeg\" srcs=\"{&quot;https:\/\/i.insider.com\/6888e9633d5881a51c1e2a26&quot;:{&quot;contentType&quot;:&quot;image\/jpeg&quot;,&quot;aspectRatioW&quot;:1600,&quot;aspectRatioH&quot;:1200}}\" alt=\"A couple posing together in front of a hilly scene in Italy.\"\/><\/p>\n<p>                      Kleperis and his wife, Nancy, were living in Florida but are moving back abroad \u2014 this time, to Italy.<\/p>\n<p>              Todd Kleperis<\/p>\n<p>There are three questions I always ask before a move. If you can answer the three questions, then you know where you want to go: Do you like the food, do you like the people, and do you like the healthcare? If you have those three things, you could pretty much live wherever that is.<\/p>\n<p>But people really need to understand that if they&#8217;re going to do this, there are things that they need as a criteria list that they should have set, and then they build around that.<\/p>\n<p>For instance, if you have to have some type of international restaurant, then you don&#8217;t want to go to a small village because they will not have international restaurants \u2014 that&#8217;s just not going to happen. I&#8217;m not going to go to my local village and say, &#8220;Hey, why aren&#8217;t you making any Indian food?&#8221;<\/p>\n<p>What drew me to Italy was the proximity to the rest of Europe and the cultural nuances of having a society that&#8217;s been around for a very long time. The culture is very solid, and I think the way <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/live-in-italy-and-us-most-shocking-cultural-differences-2024-11\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">Italians interact with each other <\/a>is different. Life is at a little bit of a different pace, but it&#8217;s also a <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/american-moved-to-italy-new-definition-of-success-better-life-2025-5\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">better pace<\/a>. And, in my opinion, it&#8217;s a better way to live.<\/p>\n<p>Homes are cheaper in Italy, plus healthcare is free once you&#8217;re a citizen<\/p>\n<p>We bought a home about an hour south of Rome in Lazio. It&#8217;s a little village that nobody in America would know where it is. It&#8217;s so remote and there aren&#8217;t a lot of foreigners, which is perfect.<\/p>\n<p>Our <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/florida-home-price-drops-insurance-real-estate-trend-sales-market-2025-6\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">home in Florida<\/a> is 2,800 square feet, and the <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/why-americans-are-buying-vacation-rentals-in-italy-2025-6\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">home in Italy<\/a> is 2,500 square feet. Homes in my neighborhood in Florida are about $750,000. In <a target=\"_self\" class=\"\" href=\"https:\/\/www.businessinsider.com\/american-couple-buys-italy-apartment-instead-of-us-down-payment-2025-7\" data-track-click=\"{&quot;element_name&quot;:&quot;body_link&quot;,&quot;event&quot;:&quot;tout_click&quot;,&quot;index&quot;:&quot;bi_value_unassigned&quot;,&quot;product_field&quot;:&quot;bi_value_unassigned&quot;}\" rel=\"nofollow noopener\">Italy<\/a>, you can buy the same house for $100,000.<\/p>\n<p>Now, I&#8217;d have to put probably $50,000 into it, but it&#8217;d be almost the same size. I&#8217;m going to put on a 200-square-foot glass room addition on my home in Italy, and it&#8217;ll be nearly at the same size as my home in Florida, and it&#8217;ll cost me an 18th of the cost.<\/p>\n<p>              <img xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"lazy-image \" encoding=\"UTF-8\" width=\"1\" height=\"1\" data-content-type=\"image\/jpeg\" srcs=\"{&quot;https:\/\/i.insider.com\/6888f3cef748d8c055f67309&quot;:{&quot;contentType&quot;:&quot;image\/jpeg&quot;,&quot;aspectRatioW&quot;:6016,&quot;aspectRatioH&quot;:3384}}\" alt=\"Aerial view of Poggio Mirteto, Rieti, Lazio, Italy.\"\/><\/p>\n<p>                      A small town in Lazio, Italy.<\/p>\n<p>              ItalyDrones\/Getty Images<\/p>\n<p>My wife and I will do the residency the first year, and then after that, it&#8217;s only a two- to five-year stint before you can actually apply for citizenship \u2014 or 10 years, and you get citizenship as included.<\/p>\n<p>We&#8217;re definitely nomadic, though. My wife will probably travel more than I will back and forth to the United States.<\/p>\n<p>If you&#8217;re a couple in your 40s in the United States, you can almost rest assured that you&#8217;re going to be paying a couple of thousand dollars a month in health insurance. In Italy, once you have residency, you&#8217;re completely covered by the Italian government.<\/p>\n<p>Just that one example changes the dynamic for people when they look at the long term. You hit 60 years old, and you&#8217;re lucky to get Medicare and Medicaid in the United States in the next 15 to 20 years. Over in other countries \u2014 and I&#8217;m not just specifically talking Italy \u2014 they have a different system set up as you get older, so weigh your benefits and your minuses.<\/p>\n<p>I&#8217;m always going to travel and will always be around different parts of Italy. But I definitely see that small town as being part of my life, because a small town has a small culture with small belief systems, and it&#8217;s the kind of thing that I liked. That makes it easier.<\/p>\n","protected":false},"excerpt":{"rendered":"This as-told-to essay is based on conversations with Todd Kleperis, 54, a Florida resident who is leaving the&hellip;\n","protected":false},"author":2,"featured_media":34468,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[49,48,11496,569,852,6388,84,392,2151,4996,10400,13527,171,26084,26083,26085,772,16013,2552],"class_list":["post-34467","post","type-post","status-publish","format-standard","has-post-thumbnail","category-healthcare","tag-ca","tag-canada","tag-couple","tag-culture","tag-family","tag-florida","tag-health","tag-healthcare","tag-home","tag-italy","tag-life","tag-lot","tag-people","tag-right-thing","tag-small-town","tag-square-foot","tag-united-states","tag-wife","tag-year"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/34467","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=34467"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/34467\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/34468"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=34467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=34467"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=34467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}