{"id":392359,"date":"2026-01-06T19:39:06","date_gmt":"2026-01-06T19:39:06","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/392359\/"},"modified":"2026-01-06T19:39:06","modified_gmt":"2026-01-06T19:39:06","slug":"strong-gains-by-stocks-helped-improve-pension-health-in-2025-mercer","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/392359\/","title":{"rendered":"Strong gains by stocks helped improve pension health in 2025: Mercer"},"content":{"rendered":"<p class=\"c-paragraph\">TORONTO \u2014 A new report says the health of Canadian defined-benefit pension plans improved in 2025, helped by strong gains in equities and modest returns on fixed-income investments.<\/p>\n<p class=\"c-paragraph\">The report by pension consulting firm Mercer says the median solvency ratio, which measures the adequacy of a plan\u2019s assets to cover its promised benefits, was 132 per cent as of Dec. 31, up seven percentage points for the year including a gain of three percentage points in the fourth quarter.<\/p>\n<p class=\"c-paragraph\">Mercer also says 68 per cent of plans in its database had a solvency ratio above 120 per cent, which was an increase from 55 per cent of plans at the start of the year. <\/p>\n<p class=\"c-paragraph\">The proportion of plans in Mercer\u2019s database with a solvency ratio above 100 per cent also rose to 92 per cent in 2025 from 88 per cent.<\/p>\n<p class=\"c-paragraph\">The report says the improvement came even as the Canadian economy experienced a turbulent year with trade disruptions and geopolitical risks.<\/p>\n<p class=\"c-paragraph\">Brad Duce, a Mercer principal in Toronto, says the overall financial health of DB pension plans continues to be generally secure from a solvency perspective for Canadian workers and retirees.<\/p>\n<p class=\"c-paragraph\">This report by The Canadian Press was first published Jan. 6, 2026.<\/p>\n<p class=\"c-paragraph\">The Canadian Press<\/p>\n","protected":false},"excerpt":{"rendered":"TORONTO \u2014 A new report says the health of Canadian defined-benefit pension plans improved in 2025, helped by&hellip;\n","protected":false},"author":2,"featured_media":392360,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[45,49,48,46,133,3717,131,132],"class_list":{"0":"post-392359","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-ca","10":"tag-canada","11":"tag-economy","12":"tag-finance","13":"tag-labour","14":"tag-personal-finance","15":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/392359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=392359"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/392359\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/392360"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=392359"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=392359"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=392359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}