{"id":476568,"date":"2026-02-15T13:49:07","date_gmt":"2026-02-15T13:49:07","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/476568\/"},"modified":"2026-02-15T13:49:07","modified_gmt":"2026-02-15T13:49:07","slug":"china-expands-oversight-of-major-banks-amid-property-sector-risks","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/476568\/","title":{"rendered":"China expands oversight of major banks amid property sector risks"},"content":{"rendered":"<p>China has expanded its list of domestic systemically important banks (D-SIBs) \u2013 institutions subject to tighter regulatory standards \u2013 as authorities step up macroprudential oversight to safeguard financial stability amid high exposure to <a target=\"_self\" class=\"e1yy41x40 ef9u0v01 css-1ankfgb ecgc78b0\" href=\"https:\/\/www.scmp.com\/business\/article\/3342060\/bleak-start-2026-chinas-property-sector-sales-declines-accelerate?module=inline&amp;pgtype=article\" title=\"\" data-qa=\"BaseLink-renderAnchor-StyledAnchor\" rel=\"nofollow noopener\">property sector debt<\/a>.<\/p>\n<p datatype=\"p\" data-qa=\"Component-Component\" class=\"e8zc9q40 css-1c6uqr6 ec74h0k1\">The D-SIB list now stands at 21 institutions, up from 19 when it was first published in 2021. It includes six state-owned commercial banks, 10 joint-stock commercial banks and five urban lenders, accounting for the vast majority of the country\u2019s financial assets.<\/p>\n<p datatype=\"p\" data-qa=\"Component-Component\" class=\"e8zc9q40 css-1c6uqr6 ec74h0k1\">\u201cWe will continuously strengthen the supplementary supervision of systemically important banks and promote their safe, sound operation,\u201d the central bank and the regulatory body said in a joint online statement.<\/p>\n<p>The expanded list came as Beijing doubles down on efforts to <a target=\"_self\" class=\"e1yy41x40 ef9u0v01 css-1ankfgb ecgc78b0\" href=\"https:\/\/www.scmp.com\/economy\/china-economy\/article\/3302312\/chinas-central-bank-create-more-tools-shore-economy?module=inline&amp;pgtype=article\" title=\"\" data-qa=\"BaseLink-renderAnchor-StyledAnchor\" rel=\"nofollow noopener\">shore up<\/a> the banking system, which remains on alert amid a prolonged property market downturn.<\/p>\n<p datatype=\"p\" data-qa=\"Component-Component\" class=\"e8zc9q40 css-1c6uqr6 ec74h0k1\">So far, Chinese banks have not reported a sharp rise in bad assets. The non-performing loan ratio of commercial banks stood at 1.5 per cent at the end of 2025, unchanged from a year earlier, according to NFRA data. The bad-loan ratio of large commercial banks was 1.22 per cent, and that of joint-stock commercial banks was 1.21 per cent.<\/p>\n<p datatype=\"p\" data-qa=\"Component-Component\" class=\"e8zc9q40 css-1c6uqr6 ec74h0k1\">Even so, containing spillovers from property sector risks remains a policy priority.<\/p>\n","protected":false},"excerpt":{"rendered":"China has expanded its list of domestic systemically important banks (D-SIBs) \u2013 institutions subject to tighter regulatory standards&hellip;\n","protected":false},"author":2,"featured_media":476569,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[147528,9432,45,49,48,193365,193362,193360,73438,46,193366,28646,192018,83988,45689,193361,193364,193363,31211],"class_list":{"0":"post-476568","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economy","8":"tag-bank-for-international-settlements","9":"tag-bank-of-america","10":"tag-business","11":"tag-ca","12":"tag-canada","13":"tag-china-fortune-land-development","14":"tag-china-vanke","15":"tag-china-zheshang-bank","16":"tag-citigroup","17":"tag-economy","18":"tag-greenland-holdings","19":"tag-hsbc","20":"tag-industrial-and-commercial-bank-of-china","21":"tag-national-financial-regulatory-administration","22":"tag-peoples-bank-of-china","23":"tag-property-sector-debt","24":"tag-property-sector-risks","25":"tag-systemically-important-banks","26":"tag-zhejiang"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/476568","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=476568"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/476568\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/476569"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=476568"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=476568"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=476568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}