{"id":540833,"date":"2026-03-16T20:35:09","date_gmt":"2026-03-16T20:35:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/540833\/"},"modified":"2026-03-16T20:35:09","modified_gmt":"2026-03-16T20:35:09","slug":"statcan-debt-to-income-rose-in-q4","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/540833\/","title":{"rendered":"StatCan: Debt-to-income rose in Q4"},"content":{"rendered":"<p class=\"b-date-custom__date-item\">Updated:\u00a0March 16, 2026 at 12:54PM EDT<\/p>\n<p class=\"b-date-custom__date-item\">Published:\u00a0March 16, 2026 at 10:16AM EDT<\/p>\n<p class=\"c-paragraph\">OTTAWA \u2014 Statistics Canada says the amount Canadians owed relative to their income climbed for the fifth consecutive quarter.<\/p>\n<p class=\"c-paragraph\">The agency says the ratio of household credit market debt as a proportion of disposable income rose to 177.2 per cent in the fourth quarter on a seasonally adjusted basis.<\/p>\n<p class=\"c-paragraph\">In other words, Statistics Canada says there was $1.77 in credit market debt for every dollar of household disposable income in the fourth quarter.<\/p>\n<p class=\"c-paragraph\">The household debt service ratio &#8212; measured as total obligated payments of principal and interest on credit market debt as a proportion of household disposable income &#8212; edged down to 14.57 per cent in the fourth quarter, from 14.61 per cent in the third quarter.<\/p>\n<p class=\"c-paragraph\">The results came as the pace of household credit market borrowing eased slightly to a seasonally adjusted $36.2 billion in the fourth quarter, from $33.5 billion in the previous quarter.<\/p>\n<p class=\"c-paragraph\">Mortgage demand rose to $28.7 billion from $23.4 billion in the third quarter, while demand for non-mortgage debt fell to $7.5 billion from $10.6 billion in the third quarter.<\/p>\n<p class=\"c-paragraph\">The seasonally adjusted stock of household credit market debt topped $3.2 trillion in the fourth quarter of 2025 &#8212; up 4.4 per cent from a year ago.<\/p>\n<p class=\"c-paragraph\">This report by The Canadian Press was first published March 16, 2026.<\/p>\n","protected":false},"excerpt":{"rendered":"Updated:\u00a0March 16, 2026 at 12:54PM EDT Published:\u00a0March 16, 2026 at 10:16AM EDT OTTAWA \u2014 Statistics Canada says the&hellip;\n","protected":false},"author":2,"featured_media":540834,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[45,49,48,46],"class_list":["post-540833","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economy","tag-business","tag-ca","tag-canada","tag-economy"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/540833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=540833"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/540833\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/540834"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=540833"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=540833"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=540833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}