{"id":556721,"date":"2026-03-24T04:24:09","date_gmt":"2026-03-24T04:24:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/556721\/"},"modified":"2026-03-24T04:24:09","modified_gmt":"2026-03-24T04:24:09","slug":"cost-of-living-qa-get-tips-on-mortgages-bills-savings-and-tax-changes-from-personal-finance-expert-gabriel-nussbaum","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/556721\/","title":{"rendered":"Cost of living Q&A: Get tips on mortgages, bills, savings and tax changes from personal finance expert Gabriel Nussbaum"},"content":{"rendered":"

From stubbornly high bills<\/a> to uncertainty over interest rates<\/a>, the pressure on household finances<\/a> isn\u2019t easing any time soon. The Bank of England has held rates at 3.75 per cent<\/a>, with global tensions \u2013 including the conflict in Iran<\/a> \u2013 keeping inflation risks alive and delaying hoped-for cuts. For many, that means mortgages<\/a> staying expensive and any real relief still feeling out of reach.<\/p>\n

And just around the corner, another shift: the new tax year begins on 6 April.<\/p>\n

That brings a raft of changes<\/a> that could quietly reshape your finances. Dividend taxes are rising, the working from home allowance is being scrapped, and key thresholds and allowances remain tight. <\/p>\n

For savers, it\u2019s a last call<\/a> to use this year\u2019s ISA allowance before it resets \u2013 with future cash ISA limits set to shrink. At the same time, higher minimum wages will boost incomes for some, even as costs continue to climb elsewhere.<\/p>\n

In short: a lot is changing, and not all of it is obvious.<\/p>\n

How to ask a question<\/p>\n

Make sure you are logged in to a registered account on independent.co.uk. Register or log in here<\/a>, then return to this page to submit your question.<\/p>\n

I will be answering your questions live \u2013 cutting through the noise to explain what it all actually means for your money<\/a>. Whether it\u2019s your mortgage, rent, bills, savings, tax or day-to-day spending, I\u2019ll help you understand what\u2019s happening now, what to watch in the weeks ahead, and what you can do about it.<\/p>\n

No question is too big or too small \u2013 whether you\u2019re trying to get ahead of the new tax year, make your money go further, or just sense-check your next move.<\/p>\n

Submit your question now, or join us live on Tuesday 24 March between 12pm and 1pm GMT for the Q&A.<\/p>\n

If you\u2019re struggling to post, please make sure you are logged in to a registered account on independent.co.uk. Register or log in here <\/a>\u2013 then return to this page to submit your question!<\/p>\n

If you want more tips and tricks sign up for the Independent Money newsletter<\/a> and get the insight you need to take control of your finances and make your money work smarter.<\/p>\n","protected":false},"excerpt":{"rendered":"From stubbornly high bills to uncertainty over interest rates, the pressure on household finances isn\u2019t easing any time…\n","protected":false},"author":2,"featured_media":556722,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[45,49,48,133,131,132],"class_list":["post-556721","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-ca","tag-canada","tag-finance","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/556721","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=556721"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/556721\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/556722"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=556721"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=556721"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=556721"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}