{"id":600754,"date":"2026-04-13T07:53:09","date_gmt":"2026-04-13T07:53:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/600754\/"},"modified":"2026-04-13T07:53:09","modified_gmt":"2026-04-13T07:53:09","slug":"michael-houghton-most-people-who-build-wealth-do-it-through-hundreds-of-small-decisions-made-consistently-over-time","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/600754\/","title":{"rendered":"Michael Houghton: \u2018Most people who build wealth do it through hundreds of small decisions, made consistently over time\u2019"},"content":{"rendered":"<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-91174671_secondary indo-1d70522a_marginbottom4 indo-1d70522a_marginleft0 indo-1d70522a_marginright0 indo-1d70522a_margintop4\" style=\"color:var(--color-primary-80)\" data-testid=\"title-summary\">Financial security rarely comes from one defining moment \u2013 more often, it\u2019s built through small money decisions\n<\/p>\n<p><img decoding=\"async\" alt=\"Spending more upfront can often pay dividends. Photo: Getty\" src=\"https:\/\/www.newsbeep.com\/ca\/wp-content\/uploads\/2026\/04\/37e2a637-4d64-4d62-94f0-79168b90a6b0.jpg\" loading=\"eager\" width=\"100%\" data-testid=\"article-image\"  \/><\/p>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_caption1 indo-300db776_none indo-91174671_secondary indo-66f0fec7_regular indo-1d70522a_marginbottom0 indo-1d70522a_marginleft0 indo-1d70522a_marginright0 indo-1d70522a_margintop3 indo-b48c4984_left\" style=\"color:var(--color-grey-60)\">Spending more upfront can often pay dividends. Photo: Getty<\/p>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-300db776_none indo-91174671_primary indo-1d70522a_marginbottom0 indo-1d70522a_margintop0 indo-b48c4984_inherit\" style=\"color:var(--color-primary-80)\">I was in Tesco recently with my mother-in-law when she stopped at the soft drinks aisle. There was a special on two-litre bottles of 7Up: one for \u20ac3.25, or four for \u20ac5.<\/p>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-300db776_none indo-91174671_primary indo-1d70522a_marginbottom0 indo-1d70522a_margintop0 indo-b48c4984_inherit\" style=\"color:var(--color-primary-80)\">She picked up a single bottle and placed it in her trolley.<\/p>\n","protected":false},"excerpt":{"rendered":"Financial security rarely comes from one defining moment \u2013 more often, it\u2019s built through small money decisions Spending&hellip;\n","protected":false},"author":2,"featured_media":600755,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[45,49,48,133,227487,17141,131,132,181145,205267],"class_list":{"0":"post-600754","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-ca","10":"tag-canada","11":"tag-finance","12":"tag-financial-advice-f-i-r-e","13":"tag-latest-news-ticker","14":"tag-personal-finance","15":"tag-personalfinance","16":"tag-shp","17":"tag-signature-money"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/600754","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=600754"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/600754\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/600755"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=600754"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=600754"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=600754"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}