{"id":607155,"date":"2026-04-16T03:46:16","date_gmt":"2026-04-16T03:46:16","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/607155\/"},"modified":"2026-04-16T03:46:16","modified_gmt":"2026-04-16T03:46:16","slug":"superannuation-strategies-to-reach-a-2-million-retirement-balance","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/607155\/","title":{"rendered":"Superannuation strategies to reach a $2 million retirement balance"},"content":{"rendered":"<p>Apr 16, 2026 \u2013 5.00am<\/p>\n<p>Ask financial advisers with high-income-earning clients, and they\u2019ll tell you $2 million is the super balance those clients should aspire to have by retirement.<\/p>\n<p>Why $2 million? Because that\u2019s the current amount someone can transfer into a pension account and begin to draw down on, tax-free. It\u2019s known as <a href=\"https:\/\/www.afr.com\/wealth\/superannuation\/what-the-2-million-lifetime-cap-on-tax-free-super-means-20250708-p5mdak\" rel=\"nofollow noopener\" target=\"_blank\">the transfer balance cap<\/a> (and from July 1, it increases to $2.1 million).<\/p>\n<p>Loading&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"Apr 16, 2026 \u2013 5.00am Ask financial advisers with high-income-earning clients, and they\u2019ll tell you $2 million is&hellip;\n","protected":false},"author":2,"featured_media":607156,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[45,49,48,133,131,132],"class_list":{"0":"post-607155","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-ca","10":"tag-canada","11":"tag-finance","12":"tag-personal-finance","13":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/607155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=607155"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/607155\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/607156"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=607155"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=607155"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=607155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}