{"id":753530,"date":"2026-06-22T12:18:11","date_gmt":"2026-06-22T12:18:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/753530\/"},"modified":"2026-06-22T12:18:11","modified_gmt":"2026-06-22T12:18:11","slug":"epfo-heres-how-to-use-umang-app-sms-whatsapp-and-missed-call-options-for-employees-provident-fund-updates","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/753530\/","title":{"rendered":"EPFO: Here’s how to use Umang app, SMS, WhatsApp and missed call options for employees’ provident fund updates"},"content":{"rendered":"

The Employees\u2019 Provident Fund Organisation (EPFO) operates India’s provident fund and pension fund scheme, through joint contributions from both employers and employees. You receive the lump sum corpus at retirement.<\/p>\n

You are eligible to open an EPF account<\/a> if your basic pay and dearness allowance are up to \u20b915,000, and you can add the VPF option if the basic pay and DA exceed \u20b915,000 per month. It provides 8.25% interest (this quarter) for EPF and voluntary provident fund (VPF) contributions by salaried citizens.<\/p>\n

In terms of tax benefits, annual employee contributions up to \u20b91.5 lakh are exempt under Section 80C of the old tax regime. Employers’ contribution of up to 12% (below \u20b97.5 lakh) is exempt under both the old and new tax regimes<\/a>. There is no comparable benefit under the new tax regime at present. Further, interest on employees’ accumulated contribution is tax-free up to \u20b92.5 lakh, while interest on the employer’s contribution is tax-free.<\/p>\n

Today, we explain how you can check your PF balance<\/a>, EPF account passbook or track the status of your application through the Umang app, SMS or WhatsApp, or the missed call facility.<\/p>\n","protected":false},"excerpt":{"rendered":"The Employees\u2019 Provident Fund Organisation (EPFO) operates India’s provident fund and pension fund scheme, through joint contributions from…\n","protected":false},"author":2,"featured_media":753531,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[61026,45,49,48,64017,24404,49393,133,32619,51270,107191,131,132,115334,51274,51269,51268,3632],"class_list":["post-753530","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-balance","tag-business","tag-ca","tag-canada","tag-employees-provident-fund","tag-epf-account","tag-epfo","tag-finance","tag-message","tag-missed-call","tag-passbook","tag-personal-finance","tag-personalfinance","tag-pf","tag-provident-fund","tag-sms","tag-umang-app","tag-whatsapp"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/753530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=753530"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/753530\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/753531"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=753530"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=753530"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=753530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}