A Mississauga resident faces charges after an individual allegedly tried to fraudulently acquire a credit card via a business in southwestern Ontario last week, police say.<\/p>\n
Norfolk County Ontario Provincial Police said a fraud investigation conducted by their officers determined a person showed up at a business in Simcoe, southwest of Hamilton, last Wednesday afternoon just before 4 p.m. \u201cto collect a credit card that had been fraudulently ordered.\u201d<\/p>\n
Police responded to the business on Norfolk Street North after receiving a report of a fraud in progress, police said in a news release issued on Monday.<\/p>\n
\u201cThe investigation determined that an individual attended the business to collect a credit card that had been fraudulently ordered,\u201d police said, adding that \u201cprior to police being contacted, the victim had alerted the business to the suspected fraudulent activity.\u201d<\/p>\n
Officers subsequently located an individual at the business and took them into custody without incident.<\/p>\n
A 43-year-old Mississauga resident is charged with:<\/p>\n
Personation with intent \u2014 intent to obtain property (identity fraud).
\nUse, deals, acts on forged document.
\nPossession of a forged document with intent.<\/p>\n
The accused is scheduled to appear before the Ontario Court of Justice in Simcoe on Oct. 6.<\/p>\n
OPP say there are various types of credit or debit card fraud that can target any unsuspecting victim.<\/p>\n
\u201cCredit or debit card fraud involves the compromise of any information from your credit card or debit card. The stolen information can then be used to purchase goods or services in your name,\u201d police said in an online description of the many types of fraud in Ontario.<\/p>\n
Those who commit fraud can compromise information from cards in several ways, according to police:<\/p>\n
Using the physical card after it has been lost or stolen.
\nUsing the card number and CVV (three-digit code on the back of the card) without the actual plastic card (also known as Card-Not-Present scams).<\/p>\n