HANOI: Investors are gradually moving beyond simply accumulating wealth toward a more comprehensive approach to asset management, although traditional assets such as bank deposits, real estate and gold continue to dominate portfolios.<\/p>\n
This is according to the 2026 Financial Health and Investment Confidence Report released by Thien Viet Securities.<\/p>\n
The report, based on a survey of 1,000 individual investors with accumulated assets of at least 500 million dong (US$19,047) across five major cities, indicates that investment thinking is evolving, albeit at a relatively slow pace.<\/p>\n
Despite global market volatility and rising living costs, financial resilience has become an increasingly important measure alongside total wealth.<\/p>\n
The survey found that Vietnamese investors have become more active in diversifying their investments, with 55% holding assets across two to three investment channels and 39% investing between four and five channels.<\/p>\n
But traditional assets remain overwhelmingly dominant. Bank deposits, real estate and gold account for 87% of the total asset allocation among surveyed investors.<\/p>\n
The concentration becomes more pronounced among wealthier individuals.<\/p>\n
For investors with assets ranging from 500 million dong to under one billion dong, real estate represents 29% of portfolios. That proportion rises to 46% among those with assets exceeding two billion dong.<\/p>\n
Modern financial instruments, including equities, bonds, mutual funds and foreign currencies, each account for less than 10% of portfolios across all wealth groups.<\/p>\n
The survey also highlighted a gap between investors\u2019 understanding of diversification and their actual investment behaviour. \u2014 Viet Nam News\/ANN<\/p>\n","protected":false},"excerpt":{"rendered":"HANOI: Investors are gradually moving beyond simply accumulating wealth toward a more comprehensive approach to asset management, although…\n","protected":false},"author":2,"featured_media":817482,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[152974,286654,45,49,48,46,133,3242,1829,131,132,22068,5801,29256],"class_list":["post-817481","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-assetallocation","tag-bankdeposits","tag-business","tag-ca","tag-canada","tag-economy","tag-finance","tag-gold","tag-investing","tag-personal-finance","tag-personalfinance","tag-realestate","tag-vietnam","tag-wealthmanagement"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/817481","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=817481"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/817481\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/817482"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=817481"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=817481"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=817481"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}