{"id":834852,"date":"2026-07-30T01:12:08","date_gmt":"2026-07-30T01:12:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/834852\/"},"modified":"2026-07-30T01:12:08","modified_gmt":"2026-07-30T01:12:08","slug":"daring-fireball-apple-says-ios-27-restricted-mode-isnt-for-users-who-miss-payments-in-new-apple-upgrade-program","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/834852\/","title":{"rendered":"Daring Fireball: Apple Says iOS 27 \u2018Restricted Mode\u2019 Isn&#8217;t for Users Who Miss Payments in New Apple Upgrade Program"},"content":{"rendered":"<p>Last week <a href=\"https:\/\/9to5mac.com\/2026\/07\/21\/ios-27-code-suggests-apple-could-restrict-leased-devices-after-missed-payments\/\" rel=\"nofollow noopener\" target=\"_blank\">9to5Mac reported<\/a> on code in the latest iOS 27 developer beta seemingly meant to restrict leased devices after the user had missed one or more payments. When engaged, Restricted Mode limits the device to the following apps:<\/p>\n<p>Accessibility Reader<br \/>\nApp Store<br \/>\nHealth<br \/>\nMagnifier<br \/>\nPhone<br \/>\nClock<br \/>\nSettings<br \/>\nWallet<br \/>\nPasswords<\/p>\n<p>And some limited access to apps like Messages or health-related apps that might have critical messages.<\/p>\n<p>Many people reasonably speculated that this feature was related to Apple Upgrade, Apple\u2019s new device leasing partnership with Klarna, which Mark Gurman spoiled a few weeks ago. But an Apple spokesman <a href=\"https:\/\/www.theverge.com\/tech\/972063\/apple-upgrade-program-no-restricted-mode\" rel=\"nofollow noopener\" target=\"_blank\">confirmed to Emma Roth at The Verge today<\/a> that \u201cThere will be no restricted mode and\/or there will be no limitations put on device functionality due to missed payments or default with the Apple Upgrade program.\u201d<\/p>\n<p>Writing again today, <a href=\"https:\/\/9to5mac.com\/2026\/07\/28\/apple-says-ios-27-restricted-mode-isnt-for-new-upgrade-program-leases\/\" rel=\"nofollow noopener\" target=\"_blank\">here\u2019s 9to5Mac\u2019s Marcus Mendes<\/a>:<\/p>\n<p>Apple, however, did not tell The Verge what Restricted Mode is<br \/>\nintended for. One possibility is that it was developed for<br \/>\nfinancing programs offered by carriers, retailers, or other<br \/>\npartners outside Apple Upgrade, potentially including markets<br \/>\nwhere device restrictions are already used to enforce installment<br \/>\nagreements.<\/p>\n<p>In India, lenders have worked in the past with smartphone<br \/>\nmanufacturers to remotely block financed devices after borrowers<br \/>\nmissed payments. As <a href=\"https:\/\/economictimes.indiatimes.com\/tech\/technology\/smartphone-emi-defaults-rise-as-lenders-stop-remote-cell-blocking\/articleshow\/125622029.cms?utm_source=chatgpt.com&amp;from=mdr\" rel=\"nofollow noopener\" target=\"_blank\">The Economic Times<\/a> reported last year,<br \/>\nthe Reserve Bank of India (RBI) told non-bank lenders to stop the<br \/>\npractice in late 2024, amid concerns about lenders sharing<br \/>\ncustomers\u2019 default information with device manufacturers.<\/p>\n<p>The regulator may now permit a more limited version of the<br \/>\npractice. As <a href=\"https:\/\/www.reuters.com\/world\/india\/india-cenbank-proposes-allowing-lenders-curb-usage-phones-bought-loans-case-2026-05-20\/?utm_source=chatgpt.com\" rel=\"nofollow noopener\" target=\"_blank\">Reuters<\/a> reported in May, the RBI proposed<br \/>\nallowing lenders to restrict certain functions on financed phones<br \/>\nonce a loan is at least 90 days overdue, provided the borrower<br \/>\nagreed to the measure in the contract and received advance notice.<\/p>\n<p class=\"smallprint\">\u2605 Wednesday, 29 July 2026<\/p>\n","protected":false},"excerpt":{"rendered":"Last week 9to5Mac reported on code in the latest iOS 27 developer beta seemingly meant to restrict leased&hellip;\n","protected":false},"author":2,"featured_media":31133,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[49,48,61],"class_list":["post-834852","post","type-post","status-publish","format-standard","has-post-thumbnail","category-technology","tag-ca","tag-canada","tag-technology"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/834852","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=834852"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/834852\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/31133"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=834852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=834852"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=834852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}