{"id":886888,"date":"2026-09-07T15:54:15","date_gmt":"2026-09-07T15:54:15","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/886888\/"},"modified":"2026-09-07T15:54:15","modified_gmt":"2026-09-07T15:54:15","slug":"cardiff-man-hit-with-death-tax-after-inheriting-mothers-home","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/886888\/","title":{"rendered":"Cardiff man hit with &#8216;death tax&#8217; after inheriting mother&#8217;s home"},"content":{"rendered":"<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">A bereaved man says he has been hit with a &#8220;death tax&#8221; after inheriting his mother&#8217;s home.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Phil Bond, 68, lost his mother, Eunice, 91, in May and inherited her house in Cardiff, alongside his brother.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Soon after her death, they received a council tax bill that included a charge for &#8220;premium furnished and no-one resident&#8221;, doubling the annual amount owed to more than \u00a34,000.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">In Wales, local authorities can charge a council tax premium of up to 300% on furnished second homes &#8211; this is what Bond&#8217;s mother&#8217;s property had been reassigned as.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Cardiff Council said no council tax exemption was applied automatically following a resident&#8217;s death, but circumstances could be considered on request.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">In Cardiff a 100% premium applies to furnished properties that are not anyone&#8217;s sole or main residence.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">The premium is intended to encourage bringing empty homes back into use, helping to increase the availability of housing and support sustainable communities.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">But Bond, from Llandaff North, said this premium felt like both a &#8220;penalty&#8221; and a &#8220;death tax&#8221;.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">He added: &#8220;What I find amazing is the way it&#8217;s set up, as if the council expects you to empty the house straightaway and then worry about the funeral after.&#8221;<\/p>\n","protected":false},"excerpt":{"rendered":"A bereaved man says he has been hit with a &#8220;death tax&#8221; after inheriting his mother&#8217;s home. Phil&hellip;\n","protected":false},"author":2,"featured_media":886889,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[45,49,48,133,131,132],"class_list":["post-886888","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-ca","tag-canada","tag-finance","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/886888","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=886888"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/886888\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/886889"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=886888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=886888"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=886888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}