{"id":903710,"date":"2026-09-21T05:18:13","date_gmt":"2026-09-21T05:18:13","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/903710\/"},"modified":"2026-09-21T05:18:13","modified_gmt":"2026-09-21T05:18:13","slug":"will-you-get-13000-a-year-when-you-stop-working-heres-how-to-check","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/903710\/","title":{"rendered":"Will you get \u00a313,000 a year when you stop working? Here&#8217;s how to check"},"content":{"rendered":"<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Workers pay National Insurance (NI) contributions. In general, you need 35 years of qualifying contributions to get a full state pension.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">You may have gaps in your NI record if, for example, you have lived abroad. If you&#8217;ve taken time away from work to care for children or family members, then you get NI credits if you receive child benefit or carer&#8217;s allowance.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">It&#8217;s possible to boost your contribution history with voluntary payments. Since April 2025, you have only been able to make payments for the previous six years.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">That&#8217;s one reason why it is important to check your state pension forecast well before you retire, experts say.<\/p>\n","protected":false},"excerpt":{"rendered":"Workers pay National Insurance (NI) contributions. In general, you need 35 years of qualifying contributions to get a&hellip;\n","protected":false},"author":2,"featured_media":903711,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[45,49,48,133,131,132],"class_list":["post-903710","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-ca","tag-canada","tag-finance","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/903710","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=903710"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/903710\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/903711"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=903710"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=903710"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=903710"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}