{"id":942335,"date":"2026-10-22T17:48:17","date_gmt":"2026-10-22T17:48:17","guid":{"rendered":"https:\/\/www.newsbeep.com\/ca\/942335\/"},"modified":"2026-10-22T17:48:17","modified_gmt":"2026-10-22T17:48:17","slug":"why-do-daycare-costs-vary-so-much-between-vancouver-toronto-and-calgary","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ca\/942335\/","title":{"rendered":"Why do daycare costs vary so much between Vancouver, Toronto and Calgary?"},"content":{"rendered":"<p><a style=\"display:block\" href=\"https:\/\/www.theglobeandmail.com\/resizer\/v2\/7IA7HRNJXBHV3KQN24Q5ITL4YA.JPG?auth=8b88ead4cd801b132a3807a74b2d8ec918afe5fde05ab22d3888ff31cb395d42&amp;width=600&amp;height=400&amp;quality=80&amp;focal=3107%2C2521\" aria-haspopup=\"true\" data-photo-viewer-index=\"0\" rel=\"nofollow noopener\" target=\"_blank\">Open this photo in gallery:<\/a><\/p>\n<p class=\"figcap-text\">A main reason for price discrepancies between daycares is the method in which provincial governments have chosen to structure their child care subsidies.DARRYL DYCK\/The Canadian Press<\/p>\n<p class=\"c-article-body__text text-pr-5\">When we moved to Vancouver from Toronto, we expected to pay more for housing, transportation and food. According to Numbeo, grocery prices are <a href=\"https:\/\/www.numbeo.com\/cost-of-living\/compare_cities.jsp?country1=Canada&amp;city1=Toronto&amp;country2=Canada&amp;city2=Vancouver\" target=\"_self\" rel=\"nofollow noopener\" title=\"https:\/\/www.numbeo.com\/cost-of-living\/compare_cities.jsp?country1=Canada&amp;city1=Toronto&amp;country2=Canada&amp;city2=Vancouver\">17.9 per cent higher<\/a>, gas is 13.2 per cent higher and transit tickets are 4.5 per cent higher in Vancouver than Toronto. But one higher expense caught us off guard: daycare. <\/p>\n<p class=\"c-article-body__text text-pr-5\">Wasn\u2019t the Canada-wide Early Learning and Child Care system designed to cut the cost of daycare to an average of $10 a day across the country? <\/p>\n<p class=\"c-article-body__text text-pr-5\">My first instinct was to blame Vancouver\u2019s notoriously unaffordable real estate, but Toronto\u2019s wasn\u2019t exactly cheap either. So why do subsidized daycare costs vary so much? <\/p>\n<p class=\"c-article-body__text text-pr-5\">I decided to look at three big cities: Vancouver, Toronto and Calgary. <\/p>\n<p class=\"c-article-body__text text-pr-5\">According to the <a href=\"https:\/\/www.policyalternatives.ca\/news-research\/the-10-a-day-divide-child-care-fees-in-canada-in-2026\/#market-fees-and-marketization-persist\" target=\"_self\" rel=\"nofollow noopener\" title=\"https:\/\/www.policyalternatives.ca\/news-research\/the-10-a-day-divide-child-care-fees-in-canada-in-2026\/#market-fees-and-marketization-persist\">Canadian Centre for Policy Alternatives<\/a>, in Vancouver the median cost of daycare for an infant is $40 a day. In Toronto, it\u2019s $22 a day, and in Calgary, it\u2019s $15 a day. <\/p>\n<p class=\"c-article-body__text text-pr-5\">In Vancouver, the range of daycare costs is especially jarring because according to the CCPA, <a href=\"https:\/\/www.policyalternatives.ca\/news-research\/the-10-a-day-divide-child-care-fees-in-canada-in-2026\/\" target=\"_self\" rel=\"nofollow noopener\" title=\"https:\/\/www.policyalternatives.ca\/news-research\/the-10-a-day-divide-child-care-fees-in-canada-in-2026\/\">45 per cent of preschool spaces<\/a> only cost $10 a day while 25 per cent of them cost nearly five times as much, at more than $46 a day. <\/p>\n<p class=\"c-article-body__text text-pr-5\">This means that one family could be paying $11,960 a year per child, while another pays just $2,600, despite living in the same city. <\/p>\n<p class=\"c-article-body__text mv-16 l-inset text-pb-8\" data-sophi-feature=\"interstitial\"><a href=\"https:\/\/www.theglobeandmail.com\/canada\/article-bc-ndp-fallen-short-10-a-day-child-care-commitment-data-suggests\/\" rel=\"nofollow noopener\" target=\"_blank\">BC NDP has fallen short of $10-a-day child care commitment, data suggest<\/a><\/p>\n<p class=\"c-article-body__text text-pr-5\">It\u2019s tempting to blame the price difference on the cost of real estate. After all, renting or buying a space as a daycare operator in Vancouver won\u2019t cost the same as in Calgary, and wages and other expenses also play a role. But that\u2019s only part of the reason and it doesn\u2019t explain why two Vancouver families can face such different bills. <\/p>\n<p class=\"c-article-body__text text-pr-5\">A main reason for these price discrepancies is the method in which provincial governments have chosen to structure their child care subsidies. <\/p>\n<p class=\"c-article-body__text text-pr-5\">B.C., for example, provides a subsidy toward the daycare provider\u2019s market price. This means unless that daycare is one of the ones that participate in the $10 a day option, the cost could vary widely, since it\u2019s a discount from its market value. But if you\u2019re one of the lucky ones who manages to find $10 a day, you\u2019re sitting pretty. <\/p>\n<p class=\"c-article-body__text text-pr-5\">Ontario, on the other hand, sets capped fees at subsidized centres at $22 a day. If the centre doesn\u2019t apply or isn\u2019t eligible, they charge market rates. So unless you live or work near one of the subsidized centres, you\u2019re paying higher market rates. <\/p>\n<p class=\"c-article-body__text text-pr-5\">Alberta sets a flat rate of $326.25 a month, the equivalent of $15 a day, at participating centres, and there are no separate $10-a-day daycares. <\/p>\n<p class=\"c-article-body__text text-pr-5\">Eligibility differs across provinces. Not all daycares apply and daycares must be approved to participate in the government-subsidized programs. Not all do.<\/p>\n<p class=\"c-article-body__text text-pr-5\">For parents, it\u2019s not as straightforward as just putting yourself on the waiting list of a subsidized daycare and getting a spot. <\/p>\n<p class=\"c-article-body__text text-pr-5\">Unlike choosing a data plan or clothing store, there are special restrictions, such as distance to home and work, or hours that fit your work schedule, among many other factors. <\/p>\n<p class=\"c-article-body__text mv-16 l-inset text-pb-8\" data-sophi-feature=\"interstitial\"><a href=\"https:\/\/www.theglobeandmail.com\/opinion\/editorials\/article-10-dollar-a-day-child-care-program-availability-crisis\/\" rel=\"nofollow noopener\" target=\"_blank\">Editorial: The empty promise of $10 a day child care<\/a><\/p>\n<p class=\"c-article-body__text text-pr-5\">Even if you are lucky enough to snag a coveted $10-a-day daycare spot, you may have to weigh that against the extra cost and time, if the daycare is far from work and home, or you need to supplement with additional child care arrangements if the hours don\u2019t fit your work hours. <\/p>\n<p class=\"c-article-body__text text-pr-5\">The national daycare program has provided significant savings to parents all over the country, and it\u2019s a vast improvement over the fees parents had to shoulder before. But the massive difference in daycare costs means that depending on where you live, some parents may have to work longer to afford daycare. <\/p>\n<p class=\"c-article-body__text text-pr-5\">Assuming full-time daycare of five days a week for 52 weeks a year, it would cost parents $10,400 a year in Vancouver, $5,720 a year in Toronto and $3,900 a year in Calgary, based on the reported median daily fee. <\/p>\n<p class=\"c-article-body__text text-pr-5\">Let\u2019s translate that into hours worked. According to StatsCan, the median hourly wage for Canadian employees in 2025 was <a href=\"https:\/\/www.statcan.gc.ca\/en\/topics-start\/poverty\" target=\"_self\" rel=\"nofollow noopener\" title=\"https:\/\/www.statcan.gc.ca\/en\/topics-start\/poverty\">$30.77<\/a>, before tax. For simplicity, using before-tax wages across cities, this means the Vancouver parent would need to work 211 extra hours a year, compared to the Calgary parent. That\u2019s the equivalent of five extra weeks of work.<\/p>\n<p class=\"c-article-body__text text-pr-5\">I\u2019m not saying parents should pack up and move to Calgary to cut daycare costs. There are many reasons a family might pick a city, outside of daycare. Nor am I saying that national daycare isn\u2019t helpful. <\/p>\n<p class=\"c-article-body__text text-pr-5\">Still, it\u2019s ironic that the Canada-wide Early Learning and Child Care system, which was designed to help parents across the country afford daycare, has inadvertently resulted in costs varying wildly depending on your postal code, because of how provincial governments have chosen to structure the subsidies.<\/p>\n<p class=\"c-article-body__text text-pr-5\">If you\u2019re curious about how daycare costs in your city stack up against other cities, this <a href=\"https:\/\/parentlikeamillionaire.com\/#plam-tools\" target=\"_self\" rel=\"nofollow noopener\" title=\"https:\/\/parentlikeamillionaire.com\/#plam-tools\">daycare explorer<\/a> lets you find out. <\/p>\n<p class=\"c-article-body__text text-pr-5\">Kristy Shen and Bryce Leung are early retirees and co-authors of <a href=\"https:\/\/parentlikeamillionaire.com\/\" rel=\"nofollow noopener\" target=\"_blank\">Parent Like a Millionaire (Without Being One)<\/a>.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"Open this photo in gallery: A main reason for price discrepancies between daycares is the method in which&hellip;\n","protected":false},"author":2,"featured_media":942336,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[194291],"tags":[901,888,902,879,877,903,49,48,876,895,896,891,878,875,46,549,295,894,887,914,880,881,893,889,890,884,904,885,909,910,912,907,911,905,908,882,898,899,714,897,906,865,61,3302,900,892,886,883,913],"class_list":["post-942335","post","type-post","status-publish","format-standard","has-post-thumbnail","category-toronto","tag-alberta","tag-arts-news","tag-bc","tag-breaking-news","tag-breaking-news-video","tag-british-columbia","tag-ca","tag-canada","tag-canada-news","tag-canada-sports","tag-canada-sports-news","tag-canada-trafficcanada-weather","tag-canadian-breaking-news","tag-canadian-news","tag-economy","tag-education","tag-environment","tag-federal-government","tag-foreign-news","tag-globe-and-mail","tag-globe-and-mail-breaking-news","tag-globe-and-mail-canada-news","tag-government","tag-life-news","tag-lifestyle","tag-local-news","tag-manitoba","tag-national-news","tag-new-brunswick","tag-newfoundland-and-labrador","tag-northwest-territories","tag-nova-scotia","tag-nunavut","tag-ontario","tag-pei","tag-photos","tag-political-news","tag-political-opinion","tag-politics","tag-politics-news","tag-quebec","tag-sports-news","tag-technology","tag-toronto","tag-travel","tag-trudeau","tag-us-news","tag-world-news","tag-yukon"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/942335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/comments?post=942335"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/posts\/942335\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media\/942336"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/media?parent=942335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/categories?post=942335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ca\/wp-json\/wp\/v2\/tags?post=942335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}