Your 20s and 30s are the most important decades for financial planning

The financial decisions you make in the earlier part of your life will pay dividends later. Photo: Getty

The financial decisions you make in the earlier part of your life will pay dividends later. Photo: Getty

Your 20s and 30s are probably the most financially challenging time of your life. Adulting is expensive! Here are five hacks to keep you on track.

The “ideal” age to buy a home is 25-29 says the research, but the reality is that it’s a lot later, due to the housing crisis and the deposit requirements for a mortgage.