After living a miserly existence, saving every cent she had, the bank told her to come back in a few years

She was despondent after the bank appointment. Photo: Picture posed/Getty

She was despondent after the bank appointment. Photo: Picture posed/Getty

The eldest is on her way to home ownership. She has been working hard, saving hard, refusing to contribute in any way, shape or form at home, eating my food, WhatsApping me in the middle of the night looking for my Netflix password and generally avoiding putting her hand in her pocket on pain of death.

She loves to save the way many of her peers love to spend and her system of incredibly miserly, mean-spirited living has paid off as she now has a tidy-sized chunk of change to put towards a mortgage, which, given she is only 22, is not bad.