Want to retire from a soul-sucking job? Here are the financial factors to consider.

Published: Jan. 9, 2026 at 2:33 p.m. ET

In the Help Me Retire column, Alessandra Malito answers questions from MarketWatch readers about all aspects of preparing for retirement and enjoying life after careers end.

This week she responded to a 62-year-old who is fed up with her job and wishes to retire, but who also described a complicated set of personal and financial circumstances. Here is what she should do to prepare for retirement.