We’re into the January crunch now, and chances are you’re counting down the days, hours and minutes until payday.
It’s a familiar problem, but does it always have to be like this?
Maybe there’s a way to strategically save to avoid this scenario this time next year?
With that in mind, Ann-Marie Gaynor, the Irish Budgeting Mammy, is our guest this week on the Money Talks podcast.
A familiar face on social media, Ms Gaynor has been on quite the savings journey, having managed to completely turn her life around after an incredible low point.
At the age of 30, when she was a single mother to three children, she was forced to face up to her crippling credit card debt.
“It was a very dark time,” Ms Gaynor says. “I was still young. I felt like everyone else was starting their lives – if you looked on Facebook or whatever, everyone was getting married, or they’re just having their first baby.
“And here is me, divorced, age 30, three kids, no strong qualifications behind me, no job, a mortgage I couldn’t pay. I know a lot of people think they’re struggling, but that was really, really struggling, and I nearly lost my house.”
Today, she’s taken control of her finances and now teaches others to do the same.
For the full conversation, check out Money Talks wherever you get your podcasts.
The content of this podcast is for information purposes and does not constitute investment advice or a recommendation of any investment product