We asked eight money experts to share the financial challenges their clients struggle with most

Financial advisers encounter the same mistakes time and time again. Photo: Getty

Financial advisers encounter the same mistakes time and time again. Photo: Getty

Financial worries can often lead to a sense of isolation and failure, that feeling at the end of the month as pay day edges closer that once again you have failed to manage your money well.

Of course, many people are in the same boat with money management. Lots of us rely on credit cards or don’t focus enough on savings or pension planning. It’s not unusual either for someone to fail to focus on getting a better mortgage or savings rate.