Plus, health insurance costs and rent-a-room reliefs
The EU’s deposit guarantee scheme helps savers. Photo: Getty
Q I have a retirement lump sum, some of which I will spend and some of which I will invest or save. I have a Bank of Ireland ‘super saver’ account. Irish banks give very poor interest rates.
There is a German bank, Raisin, which seems to give good interest rates but I worry about how safe it is.