I want to get prepared ahead of the festive season, but it seems impossible when there are debts that need repaying
With the Christmas lights and decorations upon us by November, then Black Friday and Cyber Monday, it can be all too much.
I know it might seem early to be asking, but I usually try to get prepared for the expensive Christmas season ahead of time, and this year it’s feeling impossible. Between credit cards for end-of-the-month spending and loans for both our family car and a holiday in the summer, I have managed to accrue a fair amount of debt over the last year or two.