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Personal finance

3646 posts
PPersonal finance
8 things lower middle class people waste money on that quietly keep them from ever getting ahead
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8 things lower middle class people waste money on that quietly keep them from ever getting ahead

  • December 13, 2025
I grew up watching my parents navigate money carefully. My dad worked in a factory, my mum in…
PPersonal finance
How to Stretch Your Budget Amid Rising Grocery Prices
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How to Stretch Your Budget Amid Rising Grocery Prices

  • December 13, 2025
Dreading the supermarket checkout these days? You’re far from alone. About 7 in 10 Americans say they’re spending…
PPersonal finance
The 2% allocation: natural capital will reshape advice firms in 2026
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The 2% allocation: natural capital will reshape advice firms in 2026

  • December 13, 2025
Natural capital — the forests, farms, rivers and ecosystems our economy depends on — is rapidly moving into…
PPersonal finance
Kamal Kishore Shares His Views on the Future of Finance
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Kamal Kishore Shares His Views on the Future of Finance

  • December 13, 2025
AI is transforming the wealth management industry, marking a shift from traditional human-driven practices to technology-powered intelligence. As…
PPersonal finance
Here's the average Australian superannuation balance at age 55
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Here’s the average Australian superannuation balance at age 55

  • December 13, 2025
By the time Australians reach 55, retirement stops feeling theoretical and starts looking close enough to plan for.…
PPersonal finance
A group of wealthy friends smile as they drink champagne and enjoy the rich life.
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ChatGPT: What Wealthy People Never Waste Money on

  • December 13, 2025
bernardbodo / Getty Images/iStockphoto Commitment to Our Readers GOBankingRates’ editorial team is committed to bringing you unbiased reviews…
PPersonal finance
Is Your Retirement Fund Prepared for a Crisis? Here’s What Most People Overlook
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Is Your Retirement Fund Prepared for a Crisis? Here’s What Most People Overlook

  • December 13, 2025
Key Takeaways A crisis-ready retirement plan is diversified across income types, taxes, and time horizons.Don’t forget to take…
PPersonal finance
Making financial planning more accessible for everyone
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Making financial planning more accessible for everyone

  • December 13, 2025
As 2025 draws to a close, Money Talk by Bank of Valletta, in collaboration with Times of Malta,…
PPersonal finance
Avoid these 3 retirement withdrawal mistakes. They could already be costing you hundreds of thousands
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Avoid these 3 retirement withdrawal mistakes. They could already be costing you hundreds of thousands

  • December 13, 2025
If you’re planning for retirement, it’s easy to get sucked into focusing on the “magic number” you think…
PPersonal finance
Laid Off Near Retirement Age? Here Are the Smartest Moves to Protect Your Savings
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Laid Off Near Retirement Age? Here Are the Smartest Moves to Protect Your Savings

  • December 12, 2025
Key Takeaways Getting laid off right before retirement can feel overwhelming, but you can still achieve a financially…
PPersonal finance
His Former Employer Ran A Shopify Store Under His Social Security Number. Now, The IRS Says He Owes $180K, And Dave Ramsey Goes Ballistic
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His Former Employer Ran A Shopify Store Under His Social Security Number. Now, The IRS Says He Owes $180K, And Dave Ramsey Goes Ballistic

  • December 12, 2025
Aaron from Colorado Springs has been living a nightmare for three years. After working for the same company…
PPersonal finance
Why Canadians are walking away from free money
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Why Canadians are walking away from free money

  • December 12, 2025
When it comes to retirement savings in Canada, the venerable Registered Retirement Savings Plan (RRSP) is considered a…
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