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Personal finance

12054 posts
PPersonal finance
5 Money Moves To Make if You've Moved Back in with Your Parents
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5 Money Moves To Make if You’ve Moved Back in with Your Parents

  • August 31, 2026
Moving back in with your parents as an adult is becoming increasingly common — and there’s even a…
PPersonal finance
mint
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NPS charges from October 1, 2026: PFRDA revises PoP fees, ₹200 onboarding charge and 0.20% AUM fee explained

  • August 31, 2026
National Pension System (NPS) subscribers will see a revised Point of Presence (PoP) charge structure from 1 October…
PPersonal finance
Impact Shorts
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NPS schemes get a new classification framework: Key changes explained

  • August 31, 2026
The Pension Fund Regulatory and Development Authority (PFRDA) has introduced a new framework to standardise how investment schemes…
PPersonal finance
Over 40 with low super? Here's how to protect your retirement savings
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Over 40 with low super? Here’s how to protect your retirement savings

  • August 31, 2026
If you’re over 40 and feel like you’re behind on superannuation, your first instinct might be to think…
PPersonal finance
A man stands in front of a chart with an arrow going down and slaps his forehead in frustration.
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5 superannuation mistakes that could shrink your nest egg

  • August 31, 2026
Australia’s cost-of-living debate lives almost entirely in the present tense.  Grocery bills. Energy prices. Mortgage repayments. Rent dues.…
PPersonal finance
Institutional Advice and a Broader Wealth Market: Ashwin Patni on Julius Baer India
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Institutional Advice and a Broader Wealth Market: Ashwin Patni on Julius Baer India

  • August 31, 2026
​​​​​​​India’s private wealth market is growing and becoming more widely distributed. Initial public offerings and private equity transactions…
PPersonal finance
How should I deploy my Rs. 6 Crores retirement corpus?
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How should I deploy my Rs. 6 Crores retirement corpus?

  • August 31, 2026
We are on Google News. Use this button to add freefincal.com as a preferred personal finance source on…
PPersonal finance
Super Members Council modelling finds under-18s losing millions due to 'outdated' law
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Super Members Council modelling finds under-18s losing millions due to ‘outdated’ law

  • August 31, 2026
Thousands of teenage Victorian workers are missing out around $115 million in superannuation due to a law which…
PPersonal finance
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Personal finance: How much Australians save

  • August 31, 2026
The average Australian says they are saving $928 every month, yet millions of people have only a marginal…
PPersonal finance
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MPFA chairman encourages employees to make voluntary contributions to strengthen retirement protection

  • August 31, 2026
Mandatory Provident Fund Authority chairman Ayesha Macpherson Lau encouraged employees to make voluntary contributions on her blog on…
PPersonal finance
A spiral-bound notebook with 'Roth IRA Conversion' handwritten in black ink is open on a light brown wooden desk. To the left, a portion of a brown leather satchel or briefcase with a strap is visible. A black marker rests near the bottom right of the notebook. In the upper right corner, a small, dark brown book and a pair of gold-rimmed reading glasses are placed on the desk.
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Every Year a Retiree Skips a Roth Conversion Before 73 Costs About $3,500 in Extra Tax Later. Here’s the Math on the Average $167,970 Balance.

  • August 30, 2026
Most retirees never consciously decide to skip a Roth conversion during their gap years, but the IRS treats…
PPersonal finance
Roth Conversion Strategy Concept with Tax Planning, Traditional IRA to Roth IRA Conversion and Retirement Investment Growth
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The Roth Conversion Deadline Is Dec. 31, but the Tax Bill Comes Due Jan. 15. Retirees Who Don’t Prepay Get Hit With a Penalty on Top.

  • August 30, 2026
Completing a Roth conversion on December 31 locks in the tax year, but the IRS starts running a…
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