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Personal finance

12921 posts
PPersonal finance
Person holding a U.S. Treasury Social Security check as new reports warn of a possible 23% automatic benefit cut
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the new official report confirms it

  • January 25, 2026
Social Security was designed to feel solid and automatic. You work, payroll taxes quietly leave each paycheck, and…
PPersonal finance
Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
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No savings at 40? Here’s how you can aim to retire with £11,973 a year in passive income

  • January 25, 2026
Image source: Getty Images One way of supplementing the State Pension — currently (23 January) £230.25 a week…
PPersonal finance
Pension buyout deals slow as big companies weigh retaining schemes
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Pension buyout deals slow as big companies weigh retaining schemes

  • January 25, 2026
Stay informed with free updates Simply sign up to the Pensions industry myFT Digest — delivered directly to…
PPersonal finance
Many US retirees are using 1 overlooked trick to turn required minimum distributions into a non-issue in 2026
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Many US retirees are using 1 overlooked trick to turn required minimum distributions into a non-issue in 2026

  • January 25, 2026
If you’ve spent decades saving for retirement, your IRA and 401(k) balances probably feel like a financial safety…
PPersonal finance
U.S. states where you can retire at 65 with less than $1 million
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U.S. states where you can retire at 65 with less than $1 million

  • January 25, 2026
For many Americans, $1 million is seen as a savings benchmark for retirement. But in 32 U.S. states,…
PPersonal finance
Here’s why most US retirees with less than $2,000,000 should avoid Roth conversions
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Here’s why most US retirees with less than $2,000,000 should avoid Roth conversions

  • January 25, 2026
Roth conversions are widely considered financially advantageous. Financial advisors often recommend them, and online calculators frequently frame them…
PPersonal finance
I spent £50,000 travelling in my 60s on a gap year
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I spent £50,000 travelling in my 60s on a gap year

  • January 25, 2026
George Jerjian, now 70, took a ‘retirement gap year’ after he was given six months to live at…
PPersonal finance
IMF chief hopes for easing of US, China tensions to avoid hit to global economy — TradingView News
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Colombia’s second-largest pension fund to offer Bitcoin exposure — TradingView News

  • January 25, 2026
Colombia’s second-largest private pension and severance fund manager, AFP Protección, is preparing to launch an investment fund with…
PPersonal finance
Daily Mirror
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‘I tried Martin Lewis money-saving tip – it really works and saved me £1,148’

  • January 25, 2026
Brits are following Martin Lewis’s advice on booking flights from different airports at certain times – and you…
PPersonal finance
A Retiree’s $40,000 Dividends Suddenly Makes 85% of Social Security Taxable
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A Retiree’s $40,000 Dividends Suddenly Makes 85% of Social Security Taxable

  • January 25, 2026
Schwab Dividend ETF (SCHD) and Vanguard High Dividend ETF (VYM) generate $20,000 to $30,000 in annual dividends. Combining…
PPersonal finance
70pc of UHNW families struggling to discuss finances: report
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70pc of UHNW families struggling to discuss finances: report

  • January 25, 2026
Research January 22, 2026 J.P. Morgan’s Paris offices. Image credit: J.P. Morgan   By Amirah Keaton Ahead of…
PPersonal finance
salary arrears 8th Pay Commission
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5 new and verified 8th CPC developments in January 2026

  • January 25, 2026
Even though the 8th Central Pay Commission (CPC) has only recently been formed, misinformation and speculations about possible…
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