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Browsing Tag

SPENDING

132 posts
PPersonal finance
The Financial Lessons I've Learned from Watching My Favorite TV Shows
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The Financial Lessons I’ve Learned from Watching My Favorite TV Shows

  • April 11, 2026
Being born in 1981, I am on the cusp of two generations, but as I googled the shows…
PPersonal finance
YourTango
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11 Small Ways Frugal People Make Their Lives Easier Without Spending More

  • April 11, 2026
Most frugal people are immune to unnecessary purchases. They don’t have a long-running list of items on their…
PPersonal finance
Retiring at 64 With $2.1 Million Means Navigating a $10,500 Annual Gap Nobody Talks About
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A 61-Year-Old With $1.6 Million Can Retire by End of 2026 If Two Numbers Stay in Line

  • April 8, 2026
A $1.6 million portfolio at age 61 supports $56,000 to $64,000 annual withdrawals using conservative safe withdrawal rates,…
PPersonal finance
What Retirement Really Looks Like With $6.1 Million When Spouses Disagree on How to Spend It
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What Retirement Really Looks Like With $6.1 Million When Spouses Disagree on How to Spend It

  • April 7, 2026
A $6.1M portfolio supports roughly $238,000 to $244,000 annually under current safe withdrawal rates, but a $600K–$1.2M lake…
PPersonal finance
Dave Ramsey Is Right About Why Americans Are Spending More and Feeling Worse
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Dave Ramsey Is Right About Why Americans Are Spending More and Feeling Worse

  • April 4, 2026
Americans spent 92.2% of disposable income on consumption in Q4 2025 while their savings rate fell from 6.2%…
PPersonal finance
Compare our first ever Money Diaries in 2018 to your current spending
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Compare our first ever Money Diaries in 2018 to your current spending

  • March 29, 2026
We need your help now Support from readers like you keeps The Journal open. You are visiting us…
PPersonal finance
How Much Did People in Their 60s Actually Spend Living in Retirement Last Year?
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How Much Did People in Their 60s Actually Spend Living in Retirement Last Year?

  • March 28, 2026
The average retiree household spends roughly $60,000 annually, with housing (36%), transportation (15%), health care (13%) and food…
PPersonal finance
Why Retirees With $1 Million Are Still Running Out of Money — and What the Math Actually Says
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Why Retirees With $1 Million Are Still Running Out of Money — and What the Math Actually Says

  • March 25, 2026
The 4% rule allows $1 million in retirement savings to generate only $40,000 annually, which may fall short…
PPersonal finance
How are you dealing with the cost of living? Would you like to keep a Money Diary for us?
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How are you dealing with the cost of living? Would you like to keep a Money Diary for us?

  • March 24, 2026
We need your help now Support from readers like you keeps The Journal open. You are visiting us…
PPersonal finance
He had $1.7M saved for retirement — so why is he afraid to spend it? What Canadians can learn
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He had $1.7M saved for retirement — so why is he afraid to spend it? What Canadians can learn

  • March 23, 2026
Spending retirement savings For decades, Kevin did exactly what financial advisers say the general public should do: work…
PPersonal finance
Two Words Explain Why Your ‘Retirement Number’ Is Probably Wrong
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Two Words Explain Why Your ‘Retirement Number’ Is Probably Wrong

  • March 17, 2026
Ask people how much they need to retire, and there is a good chance they can throw out…
EEconomy
Global conflicts: PM urges people to be careful with their spending
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Global conflicts: PM urges people to be careful with their spending | Malaysia

  • March 8, 2026
PRIME Minister Datuk Seri Anwar Ibrahim has advised the people to practice thrift and prudence in spending following…
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