{"id":190614,"date":"2025-12-14T01:04:10","date_gmt":"2025-12-14T01:04:10","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/190614\/"},"modified":"2025-12-14T01:04:10","modified_gmt":"2025-12-14T01:04:10","slug":"dave-ramsey-and-2-more-experts-discuss-where-they-draw-the-line-on-tipping","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/190614\/","title":{"rendered":"Dave Ramsey and 2 More Experts Discuss Where They Draw the Line on Tipping"},"content":{"rendered":"\n

Tipping has long been a fixture in American culture. While there is no law stating that you must tip<\/a>, younger generations are beginning to view tipping as more of an obligation. According to Pew Research, 38% of Americans ages 18 to 29 view tipping as an obligation compared to just 24% of seniors over the age of 65.<\/p>\n

Check Out: 7 Things You Never Need To Tip On<\/a><\/p>\n

Read Next: 6 Things You Must Do When Your Savings Reach $50,000<\/a><\/p>\n

However, the idea of tipping has transformed since the COVID-19 pandemic. Today, it\u2019s not uncommon to see tip requests from drive-throughs, vending machines, arcades and self-checkouts. The influx of tips has led to a backlash and sparked a discussion about when and how much to tip. Here is where some finance experts stand on the topic<\/a>.<\/p>\n

Restaurants are the classic example of when it\u2019s a good idea to tip. In some cases, wait staff earn as little as $2 per hour<\/a>, with tips making up the rest of their wages. When a waiter or waitress serves you food, fulfills your requests and offers an overall pleasant dining experience, you should give them a tip.<\/p>\n

Dave Ramsey, a personal finance expert, host of\u00a0\u201cThe Ramsey Show\u201d and founder of Ramsey Solutions, has an article on his site that suggested keeping tips around 15% to 20% at sit-down restaurants, with a 25% tip going to those who offer exceptional service. Ramsey\u2019s site noted that fast-food restaurants often don\u2019t require a tip, as the employees usually don\u2019t bring the food to your table and serve you. As a general rule of thumb, keep an eye out for how the employees are serving you and shaping your dining experience, and tip accordingly.<\/p>\n

Food delivery is another area where many experts agree you should give a tip. If someone brings hot food from a restaurant all the way to your home, they deserve compensation for their effort<\/a>s. Ramsey\u2019s site suggested giving a tip of between 10% and 20% for good service and prompt delivery.<\/p>\n

Recently, takeout options have also been asking for tips. Compared with delivery, this is a different situation. You are leaving the comfort of your own home, spending your time, gas and energy to go to the restaurant to pick up food. If you want to show some gratitude for those who prepared the food, you can leave a small tip. However, you shouldn\u2019t feel obligated to do so.<\/p>\n

It\u2019s becoming more and more common for tip requests to appear on automated kiosks and self-checkouts. Like picking up takeout, you\u2019re doing the work here of ringing up your items and paying for them. You shouldn\u2019t feel compelled to leave any tips, as no one is serving you. LendingTree\u2019s chief consumer finance analyst, Matt Schulz, called this practice \u201cguilt tipping\u201d in a CNBC article. He explained that if you feel anxious or stressed out when a tipping option appears on the screen, you don\u2019t need to feel like a jerk for bypassing it and not leaving one when you don\u2019t want to.<\/p>\n

Apart from the food and beverage industry, there are many other types of service workers that you may want to tip<\/a>. This category can include ride-share drivers, massage therapists, hotel staff and child care providers. Usually, you should tip more for the more difficult and professional service. For example, a babysitter who took care of some chores while the kids slept or a barber who went the extra mile to give a great haircut should get an extra 15% to 20%. On the other hand, you might just give a few dollars to a bellhop who carries your bag on an elevator or a taxi driver who takes you for a 10-minute ride.<\/p>\n

If you make a purchase at a retail store, there\u2019s a chance that the cashier will spin the card reader around or hand you an iPad with tipping options displayed. In this case, you don\u2019t need to give a tip because these employees\u2019 salaries don\u2019t depend on them. If you believe they went above and beyond to help you find the right style of jeans or carry a TV to your car, you can tip accordingly.<\/p>\n

In an interview, personal finance expert Angelica Prescod made it easy and said, \u201cTip on the service that you\u2019re actually wanting to tip for.\u201d She said you shouldn\u2019t tip because you feel pressured. She also explained that just because a card reader starts at a 25% tip, it doesn\u2019t mean it\u2019s your starting point. Don\u2019t be afraid to select \u201cother\u201d or \u201ccustom\u201d and tip the amount you deem appropriate.<\/p>\n

More From GOBankingRates<\/p>\n

This article originally appeared on GOBankingRates.com<\/a>: Dave Ramsey and 2 More Experts Discuss Where They Draw the Line on Tipping<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Tipping has long been a fixture in American culture. While there is no law stating that you must…\n","protected":false},"author":2,"featured_media":190615,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[72,1890,176,61,60,174,175,102470],"class_list":{"0":"post-190614","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-dave-ramsey","10":"tag-finance","11":"tag-ie","12":"tag-ireland","13":"tag-personal-finance","14":"tag-personalfinance","15":"tag-tipping"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/190614","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=190614"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/190614\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/190615"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=190614"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=190614"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=190614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}