{"id":219661,"date":"2025-12-31T09:50:19","date_gmt":"2025-12-31T09:50:19","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/219661\/"},"modified":"2025-12-31T09:50:19","modified_gmt":"2025-12-31T09:50:19","slug":"surging-health-insurance-costs-set-to-continue-in-2026","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/219661\/","title":{"rendered":"Surging health insurance costs &#8216;set to continue&#8217; in 2026"},"content":{"rendered":"<p>The surging rate of health insurance costs in Ireland \u201cseems set to continue\u201d into the new year, an insurance expert has warned.\u00a0<\/p>\n<p>In 2025, health insurance customers became used to <a href=\"https:\/\/www.newstalk.com\/news\/health-insurance-2-2206234\" rel=\"nofollow noopener\" target=\"_blank\">their provider emailing them to inform them that the cost of their plan was rising<\/a> well above the general rate of inflation.\u00a0<\/p>\n<p>For one specific plan, customers found the price had <a href=\"https:\/\/www.newstalk.com\/news\/health-insurance-2199298\" rel=\"nofollow noopener\" target=\"_blank\">jumped by an eyewatering 27%<\/a>.\u00a0<\/p>\n<p>On Late Breakfast, Health Insurance Ireland spokesperson Dermot Goode said there are a variety of reasons behind the surge.\u00a0<\/p>\n<p>\u201cThe rate of medical inflation, which is really what impacts our medical premium, depending on who you speak to, it can be anything from 8 to 10%,\u201d he said.\u00a0<\/p>\n<p>\u201cWhile we were hoping for some respite earlier this year, it looks like all the cost drivers impacting the delivery of healthcare, they just continue to rise.\u00a0<\/p>\n<p>\u201cThere\u2019s labour costs, utilities, hospital charges, consultants\u2019 fees &#8211; everything just continues to increase.\u201d\u00a0<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-1731168\" src=\"https:\/\/www.newsbeep.com\/ie\/wp-content\/uploads\/2025\/09\/2AXC5A7.jpg\" alt=\"\u2018It\u2019s a 15-minute procedure\u2019 - Vasectomies up four-fold from 2018\" width=\"1920\" height=\"1280\"\/> A man talks with a doctor in his office. Picture by: Bill Cheyrou \/ Alamy Stock Photo.<\/p>\n<p>Mr Goode continued that demand for private health insurance has also increased &#8211; something which inevitably sends pries rising.\u00a0<\/p>\n<p>\u201cConsumers, you know, they&#8217;re pretty much shifting in terms of they&#8217;re not going to the public system anymore,\u201d he said.\u00a0<\/p>\n<p>\u201cSo, anybody with private health insurance, and you could argue quite rightly, because this is what they&#8217;re paying for, they&#8217;re now going to the private system to get all those diagnostics and those basic and simple treatments done.\u00a0<\/p>\n<p>\u201cBecause that&#8217;s where they can select the hospital, the consultant, the time of treatment and so on.\u201d<\/p>\n<p>However, while capacity in the private system has recently increased, Mr Goode does not expect it will reign in prices next year.\u00a0<\/p>\n<p>\u201cIt does look like, not just in Ireland, universally, the cost of delivering healthcare is a multiple of what we see of the normal rate of inflation,\u201d he said.\u00a0<\/p>\n<p>\u201cAnd that trend seems set to continue.\u201d<\/p>\n<p>Main image: Doctors talks with a young patient. Picture by: Alamy.com\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"The surging rate of health insurance costs in Ireland \u201cseems set to continue\u201d into the new year, an&hellip;\n","protected":false},"author":2,"featured_media":219662,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[103,397,396,61,60],"class_list":{"0":"post-219661","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-healthcare","8":"tag-health","9":"tag-health-care","10":"tag-healthcare","11":"tag-ie","12":"tag-ireland"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/219661","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=219661"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/219661\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/219662"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=219661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=219661"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=219661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}