Economic insecurity continues to weigh on Greeks, with just over half the respondents to a recent survey saying they do not expect meaningful improvement in their personal finances in the new year.<\/p>\n
Conducted by Revolut in cooperation with Dynata on a representative sample of 1,000 adults, the survey found that 54% of respondents feel little optimism about their financial situation this year. Income uncertainty, the rising cost of living and difficulty covering basic needs have fueled a climate of pessimism for roughly one in two Greeks.<\/p>\n
About 43% said they feel anxious or uncertain about their finances, while 11% reported struggling to improve their situation despite making concerted efforts, highlighting ongoing pressure on household budgets.\u00a0<\/p>\n
Financial stability remains a top concern for 2026, with most respondents planning to cut spending to cover essentials such as housing, utilities and food. More than a third said they expect to reduce clothing purchases, while 31% anticipate cuts to nonessential expenses such as travel, beauty products and discretionary shopping. Thirty percent are planning to buy cheaper food products, and 13% said they may need to reduce health-related spending.<\/p>\n
At the same time, around 40% of respondents are optimistic and are taking steps to strengthen their finances. About 17% plan to manage their money more actively through saving and investing, while 15% intend to focus on personal development, including job searches or upgrading skills to boost earning potential.<\/p>\n
When asked what would most improve their finances in 2026, many Greeks pointed to mindset and skills rather than external factors. Nearly half cited self-discipline as the most important tool, followed by stronger financial education and easier-to-use money management apps.<\/p>\n
\u201cPersonal motivation and self-discipline remain the strongest drivers of financial progress, but technology can be a powerful ally,\u201d said Ignacio Zunzunegui, Revolut\u2019s head of growth for Southern Europe. Only 3% said they feel fully confident they will meet all their financial goals in 2026.<\/p>\n","protected":false},"excerpt":{"rendered":"Economic insecurity continues to weigh on Greeks, with just over half the respondents to a recent survey saying…\n","protected":false},"author":2,"featured_media":237433,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[72,113,176,61,60,174,175,5853],"class_list":{"0":"post-237432","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-economy","10":"tag-finance","11":"tag-ie","12":"tag-ireland","13":"tag-personal-finance","14":"tag-personalfinance","15":"tag-survey"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/237432","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=237432"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/237432\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/237433"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=237432"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=237432"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=237432"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}