{"id":267069,"date":"2026-01-27T20:23:17","date_gmt":"2026-01-27T20:23:17","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/267069\/"},"modified":"2026-01-27T20:23:17","modified_gmt":"2026-01-27T20:23:17","slug":"mine-raises-14-million-and-launches-ai-personal-finance-agent","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/267069\/","title":{"rendered":"Mine Raises $14 Million and Launches AI Personal Finance Agent"},"content":{"rendered":"

Mine<\/a>, a personal finance company for young adults, has raised $14 million in new funding.<\/p>\n

The company\u00a0announced<\/a>\u00a0its Series A round Monday (Jan. 26) along with a new name, rebranding from \u201cFizz,\u201d aimed at reflecting what the company says is a shift from offering credit building to constructing a broader financial wellness platform.<\/p>\n

\u201cYour finances should feel like they\u2019re in your hands \u2014 not hanging over your head,\u201d Mine Co-founder\u00a0Scott Smith<\/a>\u00a0said in a news release. \u201cThe new name represents our commitment to helping young adults truly own their financial lives and build a foundation for their futures.\u201d<\/p>\n

The company is also rolling out MoneyGPT, an\u00a0AI agent<\/a>\u00a0that learns a user\u2019s spending habits, understands their goals and offers advice for spending and saving.<\/p>\n

According to the release, this agent offers instant custom advice on things like paying off student loans, building credit for the first time, or figuring out how to save for a trip.<\/p>\n

\u201cUnlike generic financial tools or general-purpose AI models, MoneyGPT adapts to your spending patterns, anticipates your needs, and proactively offers insights to help you make smarter financial decisions,\u201d the release said.<\/p>\n

Advertisement: Scroll to Continue<\/p>\n

\u201cMoneyGPT helps you think through the realities of variable income,\u00a0gig work<\/a>, and the pressure to balance short-term fun with long-term goals.\u201d<\/p>\n

Research by PYMNTS Intelligence and credit union service organization\u00a0Velera<\/a>\u00a0has found that\u00a062% of Generation Z consumers<\/a>\u00a0turn to AI for financial advice. These are digital first consumers who comfortably shift between online and in-person channels.<\/p>\n

\u201cThey want personalization,\u00a0real-time guidance<\/a>\u00a0and tools that match their habits and values. They also want financial partners who communicate in ways that feel authentic to them,\u201d PYMNTS wrote. \u201cThose preferences are forming earlier than they did for previous generations, and they are forming fast.\u201d<\/p>\n

These are also consumers facing increasing financial burdens, according to the PYMNTS Intelligence report, \u201cRising Costs and Financial Pressures Push Consumers to Adapt<\/a>.\u201d<\/p>\n

For example, the report found that more than 80% of Gen Z consumers say healthcare costs place at least a moderate strain on their household budgets, around twice the share of baby boomers who said the same.<\/p>\n

And around a third of this group reported\u00a0borrowing money<\/a>\u00a0from friends or family to manage rising costs, compared with much lower rates among older generations.<\/p>\n","protected":false},"excerpt":{"rendered":"Mine, a personal finance company for young adults, has raised $14 million in new funding. The company\u00a0announced\u00a0its Series…\n","protected":false},"author":2,"featured_media":267070,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[220,72,176,5957,1446,61,3938,60,43,174,175,179,181],"class_list":{"0":"post-267069","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-ai","9":"tag-business","10":"tag-finance","11":"tag-financial-services","12":"tag-funding","13":"tag-ie","14":"tag-investments","15":"tag-ireland","16":"tag-news","17":"tag-personal-finance","18":"tag-personalfinance","19":"tag-pymnts-news","20":"tag-whats-hot"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/267069","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=267069"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/267069\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/267070"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=267069"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=267069"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=267069"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}