{"id":276622,"date":"2026-02-02T08:58:14","date_gmt":"2026-02-02T08:58:14","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/276622\/"},"modified":"2026-02-02T08:58:14","modified_gmt":"2026-02-02T08:58:14","slug":"metrobank-cuts-instapay-transfer-fee-to-%e2%82%b18-flat-starting-february-1-yugatech","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/276622\/","title":{"rendered":"Metrobank cuts InstaPay transfer fee to \u20b18 flat starting February 1 \u00bb YugaTech"},"content":{"rendered":"<p>Metrobank has announced a significant reduction in its InstaPay transfer fees, introducing a new flat rate of \u20b18 per transaction beginning February 1, 2026.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.newsbeep.com\/ie\/wp-content\/uploads\/2026\/02\/metrobank-sets-new-php8-flat-rate-for-instapay-transfers-720x405.webp.webp\" alt=\"\" width=\"720\" height=\"405\" class=\"alignnone size-large wp-image-417483\"  \/><\/p>\n<p><a href=\"https:\/\/ph.asus.click\/vivobooks16snapdragon2025\" target=\"_blank\" rel=\"nofollow sponsored noopener\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.newsbeep.com\/ie\/wp-content\/uploads\/2026\/01\/Vivobook-S-Series-Family_Main-KV_Media-Ads-Snapdragon_300x250px_-QA.jpg\" alt=\"yugatech x ASUS\"\/><\/a><\/p>\n<p>Previously, Metrobank charged \u20b125 per InstaPay transfer, although the bank had waived fees for transactions worth \u20b11,000 and below over the past year. With the new pricing structure, all InstaPay transfers\u2014regardless of amount\u2014will now carry the \u20b18 service fee, simplifying costs for users.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.newsbeep.com\/ie\/wp-content\/uploads\/2026\/02\/IG-720x405.webp.webp\" alt=\"\" width=\"720\" height=\"405\" class=\"alignnone size-large wp-image-417482\"  \/><\/p>\n<p>The updated fee applies exclusively to transactions made through the new Metrobank App, prompting the bank to advise customers to update their app to the latest version to ensure the revised charges are reflected properly.<\/p>\n<p>The move positions Metrobank among local banks offering more affordable digital transfer options, as competition continues to intensify in the Philippine digital banking space. While the fee waiver for small transfers is ending, the lower flat rate may benefit users who frequently move larger amounts.<\/p>\n<p>React to this article:<\/p>\n<p>                        \ud83d\udc4d<\/p>\n<p>                        \u2764\ufe0f<\/p>\n<p>                        \ud83d\ude02<\/p>\n<p>                        \ud83d\ude2e<\/p>\n<p>                        \ud83d\ude22<\/p>\n<p>                        \ud83d\ude21<\/p>\n","protected":false},"excerpt":{"rendered":"Metrobank has announced a significant reduction in its InstaPay transfer fees, introducing a new flat rate of \u20b18&hellip;\n","protected":false},"author":2,"featured_media":276623,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[134505,134506,134507,8184,134508,134509,61,134510,134511,60,134512,134513,134514,202,74542,134515,134516,134517,80],"class_list":{"0":"post-276622","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-mobile","8":"tag-bank-transfer-fees","9":"tag-banking-news-philippines","10":"tag-digital-banking-ph","11":"tag-digital-payments","12":"tag-e-wallet-alternatives","13":"tag-fintech-philippines","14":"tag-ie","15":"tag-instapay-fee-update","16":"tag-instapay-philippines","17":"tag-ireland","18":"tag-metrobank","19":"tag-metrobank-app","20":"tag-metrobank-instapay","21":"tag-mobile","22":"tag-mobile-banking","23":"tag-money-transfer-ph","24":"tag-online-banking-philippines","25":"tag-philippine-banks","26":"tag-technology"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/276622","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=276622"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/276622\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/276623"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=276622"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=276622"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=276622"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}