{"id":280002,"date":"2026-02-04T09:38:08","date_gmt":"2026-02-04T09:38:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/280002\/"},"modified":"2026-02-04T09:38:08","modified_gmt":"2026-02-04T09:38:08","slug":"counting-the-cost-and-the-benefit-of-making-your-home-fossil-fuel-free-the-irish-times","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/280002\/","title":{"rendered":"Counting the cost (and the benefit) of making your home fossil-fuel free \u2013 The Irish Times"},"content":{"rendered":"<p class=\"c-paragraph paywall \">Making your home fossil-fuel free is good for the planet, but is it good for your pocket? Lower heating bills, protection from oil and gas price spikes and a more valuable home are the financial upsides. With bigger grants just announced, how much will it cost to do the work and what\u2019s the pay-off? <\/p>\n<p class=\"c-paragraph paywall \">Having a fossil-fuel free home will be more achievable for middle-income households, the Government said as it announced more grant assistance for those looking to make their homes greener. New grants announced last week mean that, from this month, you can claim up to \u20ac12,500 to swap out a fossil-fuel heating system such as an oil or gas boiler, or a solid-fuel system, for a heat pump. <\/p>\n<p class=\"c-paragraph paywall \">This would mean cheaper <a href=\"https:\/\/www.irishtimes.com\/tags\/energy\/\" target=\"_self\" rel=\"nofollow noopener\" title=\"https:\/\/www.irishtimes.com\/tags\/energy\/\">energy<\/a> bills and a warmer home. <\/p>\n<p class=\"c-paragraph paywall \">A \u20ac6,500 stand-alone heat pump grant was always available but you could only claim an extra \u20ac2,000 towards new radiators or underfloor heating, and a \u20ac2,000 \u201cheat pump bonus\u201d if you went the \u201cone-stop-shop\u201d route.<\/p>\n<p class=\"c-paragraph paywall \">This meant committing to spending on a suite of other retrofit measures simultaneously \u2013 such as attic and wall insulation or window and door replacement \u2013 before you could unlock the full \u20ac10,500 in heat pump grants.<\/p>\n<p class=\"c-paragraph paywall \">Attic, walls, windows, a heat pump, solar panels &#8230; going the one-stop-shop route to retrofitting your home to an A rating, for example, means spending about \u20ac40,000 of your own money after grants, according to <a href=\"https:\/\/www.irishtimes.com\/tags\/sustainable-energy-authority-of-ireland-seai\/\" target=\"_self\" rel=\"nofollow noopener\" title=\"https:\/\/www.irishtimes.com\/tags\/sustainable-energy-authority-of-ireland-seai\/\">Sustainable Energy Authority Ireland<\/a> (SEAI) estimates presented to the Committee of Public Accounts (PAC) in 2023.<\/p>\n<p class=\"c-paragraph paywall \">That\u2019s a prohibitive expense for many middle-income households \u2013 the sort of criteria that makes good policy bad in practice.<\/p>\n<p class=\"c-paragraph paywall \">Now, you can get a full \u20ac12,500 in heat pump grants, which includes a doubling of the \u201cheat pump bonus\u201d from \u20ac2,000 to \u20ac4000, without doing everything at once.<\/p>\n<p class=\"c-paragraph paywall \">Houses built before 2007, however, will still need to achieve a specific energy rating before they can access the full heat pump grant \u2013 which could mean spending on attic and wall insulation first. <\/p>\n<p class=\"c-paragraph paywall \">But at least you can now do the work in stages, at a potentially more affordable pace now, and still get the full grant money, unlocking \u20ac6,000 more than before. <\/p>\n<p class=\"c-paragraph paywall \">If your home was built after 2007, there\u2019s no need to prove your home\u2019s building energy rating (Ber) to get the full grant. <\/p>\n<p class=\"c-paragraph paywall \">Based on 2025 figures, the median cost for a heat pump and its installation \u2013 excluding any insulation works \u2013 in a detached or semidetached house would be \u20ac16,000 to \u20ac17,000 without grants, says Brian McIntyre, high-performance building technologies manager with the SEAI. <\/p>\n<p class=\"c-paragraph paywall \">The new grant will reduce that cost to somewhere between \u20ac3,500 and \u20ac4,500, shortening the return on your investment. <\/p>\n<p class=\"c-paragraph paywall \">The Government is hopeful the new grants will spur 70,000 householders to do energy upgrades this year, an increase of 12,000 on last year.<\/p>\n<p>Reducing demand<\/p>\n<p class=\"c-paragraph paywall \">When it comes to lower heating bills, there are two sides to the coin, and reducing your energy usage is always the first step, says McIntyre. \u201cThe more you insulate, the less energy you need to keep your house warm because you are losing less heat,\u201d he says. <\/p>\n<p class=\"c-paragraph paywall \">You do this by having a better insulated attic and walls, and doors and windows that are more air tight for example. <\/p>\n<p class=\"c-paragraph paywall \">Grants for cavity wall insulation are now going up by \u20ac100 to a maximum of \u20ac1,800 for a detached house. Money for attic insulation is going up by \u20ac500 to a maximum of \u20ac2,000, or \u20ac2,500 for first-time buyers. <\/p>\n<p class=\"c-paragraph paywall \">\u201cBy insulating, the heat is kept in your house for longer, so you don\u2019t need to use more energy to top it up as regularly,\u201d says McIntyre.<\/p>\n<p class=\"c-paragraph paywall \">What\u2019s also new is that from March 2nd, grants for new doors and windows, once only available through the one stop shop scheme, will also be available as stand-alone grants. <\/p>\n<p class=\"c-paragraph paywall \">The grant amounts remain the same as before \u2013 \u20ac800 each for two doors and up to \u20ac4,000 maximum for replacing all your windows, based on your house type, says the SEAI. <\/p>\n<p class=\"c-paragraph paywall \">But again you can only access the stand-alone door and window grants where your attic and wall insulation meets, or will meet a minimum standard \u2013 so you may have to spend there first. <\/p>\n<p class=\"c-paragraph paywall \">And your house must have been built before 2011. <\/p>\n<p class=\"c-paragraph paywall \">Those who fancy money off a new front door, but don\u2019t give a hoot about insulation are out of luck.<\/p>\n<p>Lower bills?<\/p>\n<p class=\"c-paragraph paywall \">Once you\u2019ve insulated and made things more airtight, you\u2019re ready for a heat pump, which is the next step towards lower bills, says McIntyre.<\/p>\n<p class=\"c-paragraph paywall \">Heating accounts for about 80 per cent of the energy used in our homes. We use about 60 per cent of the energy for space heating with the remaining 20 per cent for heating water, he says.<\/p>\n<p class=\"c-paragraph paywall \">Anything you can do to reduce the amount of energy you use, or switch to a cheaper source of energy is going to save you money.<\/p>\n<p class=\"c-paragraph paywall \">Air to water is the most common type of heat pump \u2013 basically a unit in your garden extracts heat from the outside air, compresses it to a high temperature and then uses that to heat water that circulates to your radiators or underfloor pipes to provide heating, and also provides hot water. <\/p>\n<p class=\"c-paragraph paywall \">\u201cTypically we would use a figure of about 300 per cent efficiency when we talk about a heat pump. So for every one unit of electricity you use, you get three units of heat out,\u201d says McIntyre.<\/p>\n<p class=\"c-paragraph paywall \">\u201cWhen you compare that to top end oil or gas boilers, they would be 93 or 94 per cent efficient, so less than 100 per cent efficient. So a heat pump would be at least three times more efficient. It would use about a third of the energy.\u201d <\/p>\n<p class=\"c-paragraph paywall \">With solid fuel heating, using stoves or ranges, efficiency is lower again. <\/p>\n<p class=\"c-paragraph paywall \">\u201cAt best you are getting 75 per cent efficiency, probably less,\u201d he says. <\/p>\n<p class=\"c-paragraph paywall \">If your gas boiler is more than 10 years old, a heat pump would seem a no-brainer. A boiler\u2019s efficiency declines over time, he says. \u201cYou need more gas or more oil to generate the same amount of heat.<\/p>\n<p class=\"c-paragraph paywall \">\u201cYou are kind of looking at an end of life situation in the next couple of years, so now is the time to start looking at something like a heat pump,\u201d says McIntyre.<\/p>\n<p class=\"c-paragraph paywall \">\u201cHeat pumps require a lot less energy to run, so your need for electricity is much lower.\u201d<\/p>\n<p class=\"c-paragraph paywall \">By replacing your old oil or gas boiler with a heat pump, you\u2019ll use less energy to heat your home, have a warmer home and a near endless supply of hot water. It means better air quality and lower emissions too.<\/p>\n<p class=\"c-paragraph paywall \">It also means no more oil and gas bills, ever. Your energy usage can be reduced by up to 20 per cent by using a heat pump, according to the home retrofit report from AIB published in 2024.<\/p>\n<p class=\"c-paragraph paywall \">The lifespan of a heat pump, if it\u2019s running efficiently, is about 30 years, says McIntyre. <\/p>\n<p class=\"c-paragraph paywall \">\u201cBut if you have higher levels of heat loss, you are losing more heat, you have to replace that heat more rapidly and that could put strain in your heat pump.\u201d<\/p>\n<p class=\"c-paragraph paywall \">Talk at a European level of not being able to buy a new gas or oil boiler after 2035 will also focus minds. <\/p>\n<p>Fossil fuel free?<\/p>\n<p class=\"c-paragraph paywall \">Should you care about how you heat your home? Using gas, oil or solid fuel to heat your home plays a role in climate change. Burning them releases stored carbon into the atmosphere in the form of greenhouse gases, which trap heat and increase global temperatures. We are already seeing increased storms and flooding. <\/p>\n<p class=\"c-paragraph paywall \">Homes in Ireland are, after farming, the sector with the highest greenhouse gas emissions, according to CSO data from 2022. Some 41 per cent of household emissions in 2022 were directly attributed to fossil fuels used for heating.<\/p>\n<p class=\"c-paragraph paywall \">Phasing out gas and oil home heating is one of the biggest steps the State can make towards lowering its emissions. Change that and households become part of the solution, not the problem. <\/p>\n<p class=\"c-paragraph paywall \">In 2014, just 21 per cent of Ireland\u2019s electricity came from renewable sources: in 2024 it was 41 per cent, says Brian McIntyre. <\/p>\n<p class=\"c-paragraph paywall \">\u201cThe target for the next couple of years is to get 80 per cent of our electricity from renewables,\u201d he says.<\/p>\n<p class=\"c-paragraph paywall \">\u201cThe carbon content of our electricity is going down, and you are coupling that with the fact a heat pump uses a third of the energy of a boiler,\u201d he says.<\/p>\n<p class=\"c-paragraph paywall \">Fossil fuels impact our health, and our household finances too. <\/p>\n<p class=\"c-paragraph paywall \">Households here pay \u201cenvironment\u201d taxes, consisting mainly of energy taxes on fuels and transport taxes, such as motor tax and vehicle registration tax. The bill for households amounted to about \u20ac2.4 billion in 2022, according to the CSO. <\/p>\n<p class=\"c-paragraph paywall \">The flip side is the environmental subsidies aimed at households of which energy efficiency grants are the main ones. <\/p>\n<p class=\"c-paragraph paywall \">In 2022, Irish households were the source of 23 per cent of greenhouse gas emissions, they paid 55 per cent of environment taxes and received 18 per cent of environmental subsidies, according to the CSO. <\/p>\n<p class=\"c-paragraph paywall \">Oil used to be the most common type of fuel used for central heating in Ireland, but this is shifting. Some 99 per cent of audited homes built between 2020 and 2024 were given an A energy rating, as were 95 per cent of those built between 2015 and 2019. <\/p>\n<p class=\"c-paragraph paywall \">But just 36 per cent of audited dwellings built between 2010 and 2014 were given an A rating, and only 4 per cent of those constructed between 2005 and 2009. <\/p>\n<p class=\"c-paragraph paywall \">The Government will be hoping its new grants tempt those in older homes to make the switch.<\/p>\n","protected":false},"excerpt":{"rendered":"Making your home fossil-fuel free is good for the planet, but is it good for your pocket? Lower&hellip;\n","protected":false},"author":2,"featured_media":280003,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[5485,246,61,60,5144,82,53921],"class_list":["post-280002","post","type-post","status-publish","format-standard","has-post-thumbnail","category-environment","tag-energy-costs","tag-environment","tag-ie","tag-ireland","tag-money-matters","tag-science","tag-sustainable-energy-authority-of-ireland-seai"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/280002","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=280002"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/280002\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/280003"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=280002"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=280002"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=280002"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}