{"id":296335,"date":"2026-02-13T17:11:08","date_gmt":"2026-02-13T17:11:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/296335\/"},"modified":"2026-02-13T17:11:08","modified_gmt":"2026-02-13T17:11:08","slug":"score-the-dating-app-for-people-with-good-credit-is-back","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/296335\/","title":{"rendered":"Score, the dating app for people with good credit, is back"},"content":{"rendered":"

Two years ago, Luke Bailey had what became a controversial app idea \u2014 a dating app called Score for people with good to excellent credit<\/a>.\u00a0<\/p>\n

Launched just days before Valentine\u2019s Day, the app required users to have a credit score of at least 675 to register. At the time, Bailey said he created the app to encourage partners to talk more about personal finance since doing so is often uncomfortable for many people.\u00a0<\/p>\n

\u201cFifty-four percent of people say a partner\u2019s debt is a reason to consider divorce,\u201d Bailey told TechCrunch. \u201cFinancial compatibility is quietly one of the most important relationship factors, yet no dating platform addresses it directly.\u201d\u00a0<\/p>\n

The app had its fair share of critics, and many people indeed called it classist because of its focus on those who handle money well. Still, the app, which was supposed to be available for 90 days, became so popular that Bailey kept it around for six months. It amassed 50,000 users and made headlines worldwide for its premise.\u00a0<\/p>\n

Then, it went away<\/a>, and all went back to normal in the world of dating. Until Friday.\u00a0<\/p>\n

Bailey told TechCrunch that he\u2019s decided to officially bring Score back \u2014 for good, this time.\u00a0<\/a><\/p>\n

\u201cWe originally released Score to integrate financial responsibility into something people deeply value \u2014 love,\u201d Bailey said. \u201cWhen we shut it down, we assumed the conversation would continue without us. It didn\u2019t.\u201d\u00a0<\/p>\n

Techcrunch event<\/p>\n

\n\t\t\t\t\t\t\t\t\tBoston, MA
\n\t\t\t\t\t\t\t\t\t\t\t\t\t|
\n\t\t\t\t\t\t\t\t\t\t\t\t\tJune 23, 2026\n\t\t\t\t\t\t\t<\/p>\n

\"\"Image Credits:Score<\/p>\n

Instead, he said people kept asking him why he shut it down. \u201cAcademics have even reached out wanting to study behavior impact,\u201d he continued. \u201cIt became clear this wasn\u2019t just a viral moment. It tapped into something unresolved in relationship culture.\u201d\u00a0<\/p>\n

This time around, Score will be available on the iOS App Store (last time it was just a mobile app, he said, because he and his team built it so quickly). Bailey also said this version of the app will be more inclusive, having taken into account the feedback that it was too exclusive. \u201cSo now, everyone can join.\u201d<\/p>\n

There will be two tiers: the basic tier, where no ID or credit verification is required, and anyone can browse and connect. And then the verified tier, where members must verify their ID and credit score to unlock premium features. The app uses Equifax to verify both identity and credit scores, with users giving consent for the app to do so.\u00a0It does only what Bailey described as a soft pull, so there is no impact to credit.<\/p>\n

\u201cWe don\u2019t store full credit reports or sensitive personal and financial data. We simply receive confirmation that someone meets the Verified criteria,\u201d he said.\u00a0<\/p>\n

The verified plan includes features that let people see other members nearby, see who has saved their profile, send video intros to potential matches, and send messages to users before they\u2019ve swiped back.\u00a0<\/p>\n

He\u2019s still bullish on using credit scores, saying that it\u2019s not a measure of wealth but rather one of consistency. \u201cBanks look for the same thing in customers that we look for in relationships \u2014 consistency and reliability,\u201d he said. \u201cDating apps measure attrition. We measure attrition plus accountability.\u201d\u00a0<\/p>\n

Bailey said the app doesn\u2019t store any sensitive data, doesn\u2019t sell personal data, and secures everything using an encrypted infrastructure.\u00a0<\/p>\n

The last iteration of Score amassed a lot of data on its users, helping show how each generation has been affected by socioeconomic factors. For example, it found that millennial men had credit scores about 11% higher than those of women. But for Gen Zers, that gap was much smaller, with men having a credit score only 3% higher.\u00a0<\/p>\n

\u201cWe\u2019ll be watching how that data [has] evolved,\u201d he said.\u00a0<\/p>\n

The original Score was a U.S.-only experiment, he said, but this time, the company plans a global expansion, starting with Canada. Keep an eye out for some partnerships, too, he said.\u00a0<\/p>\n

\u201cFinancial behavior is one of the strongest predictors of life stability,\u201d Bailey said. \u201cWe believe compatibility algorithms should reflect that.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"Two years ago, Luke Bailey had what became a controversial app idea \u2014 a dating app called Score…\n","protected":false},"author":2,"featured_media":296336,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[8744,8745,61,60,202,80],"class_list":{"0":"post-296335","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-mobile","8":"tag-dating","9":"tag-dating-apps","10":"tag-ie","11":"tag-ireland","12":"tag-mobile","13":"tag-technology"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/296335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=296335"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/296335\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/296336"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=296335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=296335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=296335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}