{"id":329529,"date":"2026-03-05T03:05:16","date_gmt":"2026-03-05T03:05:16","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/329529\/"},"modified":"2026-03-05T03:05:16","modified_gmt":"2026-03-05T03:05:16","slug":"x-adjusts-everything-app-vision-tests-x-chat-x-money-03-05-2026","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/329529\/","title":{"rendered":"X Adjusts “Everything App” Vision, Tests X Chat, X Money 03\/05\/2026"},"content":{"rendered":"

Marking a new chapter in the evolution of his \u201ceverything app\u201d vision, Elon Musk’s social-media platform X has begun running new tests of X Chat<\/a>\u00a0and X Money, two stand-alone apps directly developed by X owner xAI.<\/p>\n

On Tuesday, X Chat began beta testing on iOS devices through Apple’s “TestFlight” testing platform, introducing up to 5,000 initial users to the X-operated private messaging service designed to
\noffer encrypted DMs and file-sharing similar to apps like Telegram, Signal, and Meta’s Facebook Messenger and WhatsApp platforms.<\/p>\n

\u201cFor the past few months, we’ve been quietly building a
\nstandalone X Chat app for iOS,\u201d xAI product designer Michael Boswell wrote on X. \u201cUse it. Break it. We want your feedback.\u201d<\/p>\n

The app technically operates as an entity separate
\nfrom the X platform, which alters Musk’s original mentions of a singular super
\napp<\/a>, or everything app similar to China’s WeChat platform.<\/p>\n

advertisement<\/p>\n

advertisement<\/p>\n

However, Boswell stated that X Chat will eventually be linked to users\u2019 X account activity, and soon include additional
\nfeatures such as voice messages, calling functionality, verified user badges and more.<\/p>\n

In addition to X Chat’s iOS test, X announced on Wednesday that it has begun testing its X Money payments
\nservice with a handful of users.<\/p>\n

Originally expected to launch at the end of 2024, X Money testers are being invited by William Shatner in exchange for a $1,000 donation to the actor’s charity
\nsupporting children’s and veterans’ organizations in a recent auction.<\/p>\n

A total of 42 auction donors were issued invitation links to the payments app and were told they would receive a metal X
\nMoney debit card in agreement with Visa, the app’s official banking partner<\/a>
\nresponsible for running peer-to-peer transactions.<\/p>\n

Shatner shared screenshots to X highlighting X Money’s interface, organized with Account, Rewards, and Activity tabs.<\/p>\n

The stand-alone
\napp includes options to send money and make deposits as well with Cross River Bank, Member FDIC, holding user deposits insured up to $250,000 per individual.<\/p>\n

Musk, who co-founded PayPal, began
\nsecuring licenses in the U.S. to certify debit-card functionality in 2023 and also has licenses in over 40 U.S. states allowing money transfers similar to the kind of transactions made on Zelle or
\nVenmo.<\/p>\n

Depending on capability and adoption, developing the X umbrella into a multipurpose app ecosystem could potentially help the platform stand out and compete against Meta\u2019s Threads
\napp, which could soon surpass X in users and revenue.<\/p>\n","protected":false},"excerpt":{"rendered":"Marking a new chapter in the evolution of his \u201ceverything app\u201d vision, Elon Musk’s social-media platform X has…\n","protected":false},"author":2,"featured_media":253763,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[61,60,80,152153,152152],"class_list":{"0":"post-329529","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-technology","8":"tag-ie","9":"tag-ireland","10":"tag-technology","11":"tag-two-stand-alone-apps-directly-developed-by-x-owner-xai-03-05-2026","12":"tag-x-has-begun-running-new-tests-of-x-chat-and-x-money"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/329529","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=329529"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/329529\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/253763"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=329529"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=329529"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=329529"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}