{"id":345324,"date":"2026-03-14T04:01:09","date_gmt":"2026-03-14T04:01:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/345324\/"},"modified":"2026-03-14T04:01:09","modified_gmt":"2026-03-14T04:01:09","slug":"how-much-can-you-own-in-retirement-and-still-get-a-pension-under-new-rules-just-announced","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/345324\/","title":{"rendered":"How much can you own in retirement and still get a pension under new rules just announced?"},"content":{"rendered":"\n

The value of assets you can own in retirement<\/a>,\u00a0while still qualifying for the age pension<\/a>, will increase next week.<\/p>\n

How much you can earn while still qualifying for the pension will also increase. <\/p>\n

The changes reflect indexation adjustments<\/a>, made twice per year, to keep up with inflation<\/a>. <\/p>\n

Pensioners will also receive a higher fortnightly payment under the inflation adjustments. <\/p>\n

\"Two<\/p>\n

Image source: Getty Images<\/p>\n

Are you eligible for the pension? <\/p>\n

Australians born on or after 1 January 1957 are eligible for the pension at age 67<\/a>.<\/p>\n

You do not need to be retired, however, most people are at or close to retirement<\/a> by this age.<\/p>\n

The pension is subject to both an assets test<\/a> and income test<\/a>. <\/p>\n

If you own or earn too much, you may only qualify for a part-pension, or no pension at all.<\/p>\n

Let’s dig into the details. <\/p>\n

How much can you own in retirement and still get the pension? <\/p>\n

Australians in retirement will be able to own a higher value of assets from 20 March and still qualify for at least a part-pension.<\/p>\n

Your home is excluded from the\u00a0assets test. <\/p>\n

If you do not own your home, you can own more assets and still qualify for at least a part-pension.<\/p>\n

Assessable assets<\/a>\u00a0include your\u00a0superannuation<\/a>, ASX shares,\u00a0international shares<\/a>,\u00a0bonds<\/a>,\u00a0managed funds<\/a>,\u00a0rental properties<\/a>, and cash.<\/p>\n

Under this next round of indexation changes, single homeowners will be able to own $722,000 in assets, up from $714,500, and still be eligible for a part-payment.<\/p>\n

Single non-homeowners will be able to own $980,000 in assets, up from $972,500, and still be eligible for a part-pension.<\/p>\n

Couple homeowners will be able to own $1,085,000 worth of assets, up from $1,074,000, and still be eligible for a part-pension.<\/p>\n

Couple non-homeowners will be able to own $1,343,000 in assets, up from $1,332,000, and still be eligible for a part-payment. <\/p>\n

How much can you earn in retirement and still get an age pension? <\/p>\n

In order to be eligible for at least a part-pension, singles will be able earn up to $2,619.80 per fortnight, up from $2,575.40 per fortnight, under the next lot of indexation changes.<\/p>\n

Couples will be able to earn up to $4,000.80 per fortnight, up from $3,934 per fortnight. <\/p>\n

As we’ve reported<\/a>, the Federal Government is also implementing a second increase to pensioner deeming<\/a>\u00a0rates. <\/p>\n

Deeming is used to estimate a pensioner’s annual investment income.<\/p>\n

Deeming applies to all assets except investment properties<\/a> (pensioners must report their actual rental income each year).<\/p>\n

The lower deeming rate will rise from 0.75% to 1.25% for assets worth less than $64,200 for singles and $106,200 for couples.<\/p>\n

The upper deeming rate will lift from 2.75% to 3.25% for assets worth more than these amounts.<\/p>\n

How much will the pension increase next week? <\/p>\n

Singles on the full age pension will receive an extra $22.20\u00a0per fortnight from Friday. <\/p>\n

Couples will receive an extra $16.70 per person, per fortnight.<\/p>\n

This will raise the full pension, with both supplements included, to $1,200.90 per fortnight for singles.<\/p>\n

Couples will receive $905.20 per partner, per fortnight.<\/p>\n","protected":false},"excerpt":{"rendered":"The value of assets you can own in retirement,\u00a0while still qualifying for the age pension, will increase next…\n","protected":false},"author":2,"featured_media":345325,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[72,176,61,60,174,175,2278],"class_list":["post-345324","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-finance","tag-ie","tag-ireland","tag-personal-finance","tag-personalfinance","tag-trending"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/345324","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=345324"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/345324\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/345325"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=345324"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=345324"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=345324"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}