Matthew McConnell is an Irish international trail-runner who is hosting the Outsider Trail Running event at the Wander Wild Festival, Killarney, Co Kerry, from April 17th-19th. <\/p>\n
Are you a saver or a spender?<\/p>\n
I\u2019d like to think of myself as a saver. From when I was young, I always put money aside in a piggy bank, saving up for whatever piece of sporting or outdoor equipment I needed. This has now evolved into savings accounts or vault mechanisms on Revolut to save up my loose change. That said, I\u2019ve definitely gone through periods recently where saving took a back seat.<\/p>\n
What was the first job you received money for, and how much were you paid?<\/p>\n
Aside from pocket money jobs at home, my first proper job was as a sales assistant at the Great Outdoors store in Dublin. As a part-time member of staff, I was paid \u20ac10 per hour, which felt like quite a lot of money at the time. I remember one Christmas period I worked a huge amount of overtime and long shifts and received \u20ac600 for a week\u2019s work. I felt I was minted!<\/p>\n
Do you shop around for better value?<\/p>\n
I very rarely buy things when I first see them and I would often do extensive research into a purchase of any significance.<\/p>\n
What has been your most extravagant purchase, and how much did it cost?<\/p>\n
Most big purchases are carefully considered, although in some people\u2019s eyes, a \u20ac200 pair of running shoes, an expensive bike or an expensive camera might be seen as extravagant. <\/p>\n
What purchase have you made that you consider the best value for money?<\/p>\n
Probably my first car. Well, I say first, but it\u2019s still my car \u2013 a 141 Skoda Octavia. It\u2019s an absolute truck of a car; it\u2019s never clean, always smells like runners, and probably has some hay or sheep feed in the boot or a chewed-up tennis ball from the dogs. I\u2019m definitely not car proud, but I\u2019m proud of my car.<\/p>\n
Is there anything you regret spending money on?<\/p>\n
Nothing springs to mind.<\/p>\n
Do you haggle over prices?<\/p>\n
Occasionally, when I\u2019ve been abroad at markets or similar, I would have haggled. Most recently, on a trip to Italy, I haggled over the price of an airport taxi and saved a fiver. Big win!<\/p>\n
Do you invest in shares and\/or cryptocurrency?<\/p>\n
No, and I never have. I have no interest in cryptocurrency as it seems like a more upmarket approach to gambling. <\/p>\n
Do you have a retirement or pension plan?<\/p>\n
I\u2019m in the process of putting one into place, as it\u2019s been something I\u2019ve been meaning to do for many years, but it has always been put on the back burner. I have been acquiring a business over the past couple of years, and it\u2019s difficult to put a pension plan into place while transferring a company. That being said, as a new director, setting up a pension is high on my priority list.<\/p>\n
What was the last thing you bought, and was it good value for money?<\/p>\n
I recently bought a pair of Adidas racing shoes for a half-marathon. They cost me \u20ac150, which seemed like a bargain, especially considering I set a new personal best in the race.<\/p>\n
Have you successfully saved up for a relatively big purchase?<\/p>\n
I\u2019m always putting money aside for trips abroad to races or big life purchases. A few years ago, I bought a large metal shed for the back garden. I think it was somewhere between \u20ac3,000 and \u20ac4,000. We used money that I had put aside in a \u2018house vault\u2019 to pay for it, which is how we pay for most home expenses or purchases.<\/p>\n
Are you a gambler and, if so, have you ever had a big win?<\/p>\n
I\u2019m definitely not a gambler. When I was younger, I found a fiver on the ground and picked a horse to put it on. The feeling of disappointment when I didn\u2019t win any money back has dissuaded me from gambling or betting ever since.<\/p>\n
Have you ever lost money?<\/p>\n
Apart from the gambling, I don\u2019t think I\u2019ve ever lost any money. I perhaps purchased something that broke soon after due to my own clumsiness, which usually feels about as bad.<\/p>\n
What is your best habit when it comes to money? And your worst?<\/p>\n
My best habit is not letting money control me. There are a lot of people my age who earn a lot more than me in a job that they hate. I would much rather earn less and be rich in time, flexibility and life enjoyment. My worst habit is probably the other side of the same coin; I should probably be a little bit more ruthless with money. <\/p>\n
How much money do you have on you now?<\/p>\n
I rarely use cash any more and, to be honest, I rarely carry my wallet, which isn\u2019t an excellent trait. At the moment, though, I have a \u20ac50 note in my wallet, which is a nice surprise.<\/p>\n
In conversation with Tony Clayton-Lea<\/p>\n","protected":false},"excerpt":{"rendered":"Matthew McConnell is an Irish international trail-runner who is hosting the Outsider Trail Running event at the Wander…\n","protected":false},"author":2,"featured_media":373032,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[72,61,60,27998],"class_list":["post-373031","post","type-post","status-publish","format-standard","has-post-thumbnail","category-business","tag-business","tag-ie","tag-ireland","tag-me-my-money"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/373031","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=373031"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/373031\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/373032"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=373031"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=373031"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=373031"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}