community at “Self.”<\/a><\/p>\nBuilding better credit\u00a0<\/p>\n
“It’s always a good time to reevaluate where you are in the process of your goals, and especially as it comes to building credit,” Greene said. “I think at a time, credit felt like a catch-22 where you needed credit to get credit, but now there are more options to be able to get your foot in the door.”\u00a0<\/p>\n
Greene believes the first thing you can try is knowing your card limits and credit balances.<\/p>\n
“Make sure that everything is under 30% and if not, get it there,” Greene said.<\/p>\n
Experts suggest rotating your payment dates like a seasonal wardrobe. \u00a0<\/p>\n
“Grouping everything into one or two monthly check-ins, just to make sure that you’re paying everything on time so you haven’t forgotten about an account that may be connected to something else,” Greene said.<\/p>\n
Greene explained that it is important to make sure your credit report is on the right track, cut unused subscriptions, and refresh passwords regularly to lower the risk of\u00a0 fraud.<\/p>\n
“You know, taking all those financial pests out of there, so looking for any errors that are on your report, and disputing anything that may be incorrect,” said Greene.<\/p>\n
You can also try to turn everyday bills into credit-building tools.<\/p>\n
“So things like rent, utilities or even cell phone bills are things that we have on a recurring basis, but those are also things that you can help to turn into positive credit history,” Greene said.<\/p>\n
\n More from CBS News\n <\/p>\n","protected":false},"excerpt":{"rendered":"Spring cleaning may be at the top of your list right now, but one thing money experts believe…\n","protected":false},"author":2,"featured_media":376770,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[72,176,61,60,174,175],"class_list":{"0":"post-376769","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-finance","10":"tag-ie","11":"tag-ireland","12":"tag-personal-finance","13":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/376769","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=376769"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/376769\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/376770"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=376769"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=376769"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=376769"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}