{"id":38020,"date":"2025-09-23T07:04:23","date_gmt":"2025-09-23T07:04:23","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/38020\/"},"modified":"2025-09-23T07:04:23","modified_gmt":"2025-09-23T07:04:23","slug":"saving-and-investing-wont-make-gen-z-wealthy-by-keith-weaver-sep-2025","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/38020\/","title":{"rendered":"Saving and Investing Won\u2019t Make Gen Z Wealthy | by Keith Weaver | Sep, 2025"},"content":{"rendered":"<p>FINANCIAL FREEDOMTraditional financial advice is broken. Here\u2019s the new playbook<a href=\"https:\/\/kweave.medium.com\/?source=post_page---byline--824a1d884d0b---------------------------------------\" rel=\"noopener follow nofollow\" target=\"_blank\"><img decoding=\"async\" alt=\"Keith Weaver\" class=\"m fk by bz ca de\" src=\"https:\/\/www.newsbeep.com\/ie\/wp-content\/uploads\/2025\/09\/1*63Sy_5IZs5QIr8tJnyD_IA@2x.jpeg\" width=\"32\" height=\"32\" loading=\"lazy\" data-testid=\"authorPhoto\"\/><\/a>Press enter or click to view image in full size<img alt=\"\" class=\"bi gd pq c\" width=\"700\" height=\"394\" loading=\"eager\" role=\"presentation\"\/>Credits: Author<\/p>\n<p id=\"8f18\" class=\"pw-post-body-paragraph pv pw ja px b kd py pz qa kg qb qc qd gv qe qf qg gy qh qi qj hb qk ql qm qn hx bl\">\u201cJust save a portion of your paycheck. Invest in index funds. Wait 40 years. One day, you\u2019ll be rich.\u201d<\/p>\n<p id=\"8fed\" class=\"pw-post-body-paragraph pv pw ja px b kd py pz qa kg qb qc qd gv qe qf qg gy qh qi qj hb qk ql qm qn hx bl\">This was the financial gospel handed down to us. And for decades, it sort of worked. Our parents could stash money in a savings account at 5% interest. They could buy a house for three times their salary. They could stay in one job for 30 years and retire with a pension.<\/p>\n<p id=\"9846\" class=\"pw-post-body-paragraph pv pw ja px b kd py pz qa kg qb qc qd gv qe qf qg gy qh qi qj hb qk ql qm qn hx bl\">But if you\u2019re a Millennial or Gen Z worker today? You already know this advice feels like a cruel joke.<\/p>\n<p id=\"f82f\" class=\"pw-post-body-paragraph pv pw ja px b kd py pz qa kg qb qc qd gv qe qf qg gy qh qi qj hb qk ql qm qn hx bl\">For starters, inflation eats your savings faster than your bank pays you interest. Job markets are flooded with overqualified candidates fighting for underpaid roles. Housing costs look more like phone numbers than prices. And even if you \u201cdo everything right,\u201d the math doesn\u2019t add up.<\/p>\n<p id=\"66dc\" class=\"pw-post-body-paragraph pv pw ja px b kd py pz qa kg qb qc qd gv qe qf qg gy qh qi qj hb qk ql qm qn hx bl\">That\u2019s why so many young people feel stuck: they\u2019re following a financial playbook that doesn\u2019t work anymore.<\/p>\n<p id=\"25d7\" class=\"pw-post-body-paragraph pv pw ja px b kd py pz qa kg qb qc qd gv qe qf qg gy qh qi qj hb qk ql qm qn hx bl\">In reality, unless something major changes in the future, saving and investing alone won\u2019t make you wealthy in today\u2019s world. The rules have changed.<\/p>\n","protected":false},"excerpt":{"rendered":"FINANCIAL FREEDOMTraditional financial advice is broken. Here\u2019s the new playbookPress enter or click to view image in full&hellip;\n","protected":false},"author":2,"featured_media":38021,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[72,176,61,60,174,175],"class_list":["post-38020","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-finance","tag-ie","tag-ireland","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/38020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=38020"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/38020\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/38021"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=38020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=38020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=38020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}