{"id":384397,"date":"2026-04-06T08:29:08","date_gmt":"2026-04-06T08:29:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/384397\/"},"modified":"2026-04-06T08:29:08","modified_gmt":"2026-04-06T08:29:08","slug":"my-worst-money-habit-is-buying-overpriced-coffee-almost-every-day-the-irish-times","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/384397\/","title":{"rendered":"\u2018My worst money habit is buying overpriced coffee almost every day\u2019 \u2013 The Irish Times"},"content":{"rendered":"<p class=\"c-paragraph paywall \"><a href=\"https:\/\/www.irishtimes.com\/tags\/beibhinn-parsons\/\" target=\"_self\" rel=\"nofollow noopener\" title=\"https:\/\/www.irishtimes.com\/tags\/beibhinn-parsons\/\">B\u00e9ibhinn Parsons<\/a>, is a rugby international who made her senior international debut in 2018, aged 16, making her the youngest player, man or woman to play senior rugby for Ireland. The Women\u2019s <a href=\"https:\/\/www.irishtimes.com\/sport\/six-nations\/\" target=\"_self\" rel=\"nofollow noopener\" title=\"https:\/\/www.irishtimes.com\/sport\/six-nations\/\">Six Nations<\/a> kicks off this weekend with the team playing its home games in Galway, Belfast and Dublin. <\/p>\n<p class=\"c-paragraph paywall \">Are you a saver or a spender?<\/p>\n<p class=\"c-paragraph paywall \">I would say I\u2019m a spender. I do put a bit aside for savings every month, but I believe that while money comes and goes, memories last a lifetime. I\u2019ll happily spend money on spending time with friends and family. <\/p>\n<p class=\"c-paragraph paywall \">What was the first job you received money for, and how much were you paid?<\/p>\n<p class=\"c-paragraph paywall \">My first official payslip was for playing rugby and, at the time I couldn\u2019t believe I was getting paid to train and play. Now, of course, it\u2019s my full-time job, and my team-mates and I dedicate so much time and effort to training and playing as professionals that it\u2019s only right we get paid. <\/p>\n<p class=\"c-paragraph paywall \">Do you shop around for better value?<\/p>\n<p class=\"c-paragraph paywall \">I do all of my shopping in Aldi. It\u2019s my one-stop shop. <\/p>\n<p class=\"c-paragraph paywall \">What has been your most extravagant purchase, and how much did it cost?<\/p>\n<p class=\"c-paragraph paywall \">I\u2019d say my most extravagant spending would be on holidays \u2013 booking flights, accommodation, having meals out and doing excursions. I\u2019ve never regretted spending money on experiences and travel. <\/p>\n<p class=\"c-paragraph b-it-article-body__interstitial-link\">[\u00a0<a aria-label=\"Open related story\" class=\"c-link\" href=\"https:\/\/www.irishtimes.com\/your-money\/2023\/11\/13\/i-spend-my-life-talking-about-sport-so-i-dont-need-the-added-layer-of-betting-on-it\/\" rel=\"noreferrer nofollow noopener\" target=\"_blank\">\u2018I spend my life talking about sport, so I don\u2019t need the added layer of betting on it\u2019Opens in new window<\/a>\u00a0]<\/p>\n<p class=\"c-paragraph paywall \">What purchase have you made that you consider the best value for money?<\/p>\n<p class=\"c-paragraph paywall \">I bought a Canon G7 X camera, and I love taking it on holidays or away on rugby trips to capture all the moments. I bought it right before the Paris Olympics and have some amazing photos of the opening ceremony, my team-mates and I in front of the Olympic Rings, and also of my family and me during the tournament. It\u2019s always fun downloading the photos and going through them the next day. <\/p>\n<p class=\"c-paragraph paywall \">Is there anything you regret spending money on?<\/p>\n<p class=\"c-paragraph paywall \">Anything that\u2019s too much of a trend or fad. I used to buy clothes I thought were nice only to see them go out of fashion within a wet week. I\u2019m now much more considered when buying clothes, opting for quality fabrics and styles that will last. <\/p>\n<p class=\"c-paragraph paywall \">Do you haggle over prices?<\/p>\n<p class=\"c-paragraph paywall \">Not really, I would look into a product and maybe see if it\u2019s of good quality or has good reviews, but that\u2019s the extent of it. I think if something is good quality, the people providing the service or product deserve a fair price. <\/p>\n<p class=\"c-paragraph paywall \">Do you invest in shares and\/or cryptocurrency?<\/p>\n<p class=\"c-paragraph paywall \">Absolutely not. I wish I were more knowledgeable on all things crypto, but not at the moment, no. <\/p>\n<p class=\"c-paragraph paywall \">Do you have a retirement or pension plan?<\/p>\n<p class=\"c-paragraph paywall \">Although I am only 24, I know that having a pension is really important, which is why I started one recently. We are very lucky that the IRFU and Rugby Players Ireland give us a huge amount of access to information and education in this area, as your time as an elite athlete can be limited.<\/p>\n<p class=\"c-paragraph paywall \">What was the last thing you bought, and was it good value for money?<\/p>\n<p class=\"c-paragraph paywall \">Return flights to Paris. It was about \u20ac150 return which I think is great value. Me and three friends flew over and we had the best time ever. Definitely good value for money, for me. <\/p>\n<p class=\"c-paragraph b-it-article-body__interstitial-link\">[\u00a0<a aria-label=\"Open related story\" class=\"c-link\" href=\"https:\/\/www.irishtimes.com\/your-money\/2026\/02\/09\/fiachna-o-braonain-my-income-has-always-been-somewhat-of-a-rollercoaster-ride\/\" rel=\"noreferrer nofollow noopener\" target=\"_blank\">\u2018My income has always been somewhat of a rollercoaster ride\u2019Opens in new window<\/a>\u00a0]<\/p>\n<p class=\"c-paragraph paywall \">Have you ever successfully saved up for a relatively big purchase?<\/p>\n<p class=\"c-paragraph paywall \">My first car was my biggest purchase at the time. I bought a white Golf second-hand and absolutely loved it. After passing my test, I felt like I had a whole new sense of independence. I loved being able to drive myself to training and school, and not having to be hassling my parents to drop me off and collect me. <\/p>\n<p class=\"c-paragraph paywall \">Have you ever lost money?<\/p>\n<p class=\"c-paragraph paywall \">Not that I\u2019m aware of. I\u2019m definitely wary of scams and online schemes that seem a bit shady. As the saying goes, if it feels too good to be true, it often is. <\/p>\n<p class=\"c-paragraph paywall \">Are you a gambler and, if so, have you ever had a big win?<\/p>\n<p class=\"c-paragraph paywall \">No, I wouldn\u2019t be into gambling at all. Surprisingly, seeing as I\u2019m from Galway, I\u2019ve never been to the Galway races. If I did, I\u2019m sure I\u2019d place a bet or get a tip. <\/p>\n<p class=\"c-paragraph paywall \">What is your best habit when it comes to money? And your worst?<\/p>\n<p class=\"c-paragraph paywall \">My worst habit is buying overpriced coffee almost every day. Keeping with the coffee theme, one of my best habits is using Squid, the loyalty card app that keeps all your loyalty cards in one place online, so you never miss a trick. Every so often, I\u2019ll get a free coffee using it. <\/p>\n<p class=\"c-paragraph paywall \">How much money do you have on you now?<\/p>\n<p class=\"c-paragraph paywall \">I don\u2019t tend to keep cash on me. As a Gen Z, we tend to stick to online banking and Revolut. That would also be the case with me. <\/p>\n<p class=\"c-paragraph paywall \">In conversation with Tony Clayton-Lea<\/p>\n","protected":false},"excerpt":{"rendered":"B\u00e9ibhinn Parsons, is a rugby international who made her senior international debut in 2018, aged 16, making her&hellip;\n","protected":false},"author":2,"featured_media":384398,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[171207,72,61,60,27998,3654,15551],"class_list":{"0":"post-384397","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business","8":"tag-beibhinn-parsons","9":"tag-business","10":"tag-ie","11":"tag-ireland","12":"tag-me-my-money","13":"tag-rugby","14":"tag-six-nations"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/384397","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=384397"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/384397\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/384398"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=384397"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=384397"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=384397"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}