{"id":385591,"date":"2026-04-07T01:45:24","date_gmt":"2026-04-07T01:45:24","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/385591\/"},"modified":"2026-04-07T01:45:24","modified_gmt":"2026-04-07T01:45:24","slug":"cumbrian-financial-adviser-becomes-amazon-bestselling-author","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/385591\/","title":{"rendered":"Cumbrian financial adviser becomes Amazon bestselling author"},"content":{"rendered":"<p>\n  Richard Cakans, 48, is celebrating a &#8220;goal come true&#8221; having reached number one with his book, Retirement: It\u2019s Personal \u2013 A Practical Guide to Aligning Your Money, Emotions and Lifestyle.\n<\/p>\n<p>\n  The book, which Richard hopes will help people &#8220;enjoy life without regrets&#8221;, also reached number two in financial retirement planning.\n<\/p>\n<p>\n  Mr Cakans said: &#8220;Retirement is a decision not an age.\n<\/p>\n<p>\n  &#8220;People wait for &#8216;permission&#8217; to retire \u2013 when in reality they could have done it 5 years earlier.\n<\/p>\n<p>\n  &#8220;Many people could retire on paper \u2013 but still put it off for many years.\n<\/p>\n<p>\n  &#8220;For many people in their 50s and 60s, the problem isn\u2019t a lack of pensions or spreadsheets \u2013 it\u2019s a lack of clarity and confidence.&#8221;\n<\/p>\n<p>\n  <img   width=\"100%\"\/>Author, Richard Cakens, hopes the book will help people live &#8220;life without regrets&#8221; (Image: Chocolate PR)\n<\/p>\n<p>\n  With more than 20 years of experience, Mr Cakans currently works as an independent financial adviser at Throgmorton Private Capital.\n<\/p>\n<p>\n  He previously worked at HSBC and spent nine years with Quilter.\n<\/p>\n<p>\n  The book blends professional insight with personal experience.\n<\/p>\n<p>\n  Richard was partly inspired by his late father, who delayed travelling until retirement but became too ill to fulfil his dreams.\n<\/p>\n<p>\n  He said: &#8220;He was putting it off, not making time for it, and when he did, his time was only short lived.\n<\/p>\n<p>\n  &#8220;He\u2019d worked hard all his life and he had robbed himself of the pleasure of enjoying the fruits of his labour.\n<\/p>\n<p>\n  He noted: &#8220;This hit me really hard, and is a huge part of the inspiration for this book.&#8221;\n<\/p>\n<p>\n  The book, published by Authors &amp; Co, explores the importance of aligning finances, emotions and lifestyle in retirement planning.\n<\/p>\n<p>\n  Abigail Horne, founder of Authors &amp; Co, said: &#8220;Books like Richard\u2019s are the ones we really need to get out into the world.\n<\/p>\n<p>\n  &#8220;This book can literally change someone\u2019s life, by helping them to build knowledge and awareness.&#8221;\n<\/p>\n<p>\n  Richard&#8217;s book, Retirement: It&#8217;s Personal, is available on Kindle for \u00a38.99 and in paperback for \u00a310.99 on Amazon.<\/p>\n","protected":false},"excerpt":{"rendered":"Richard Cakans, 48, is celebrating a &#8220;goal come true&#8221; having reached number one with his book, Retirement: It\u2019s&hellip;\n","protected":false},"author":2,"featured_media":385592,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[72,176,61,60,174,175],"class_list":{"0":"post-385591","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-finance","10":"tag-ie","11":"tag-ireland","12":"tag-personal-finance","13":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/385591","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=385591"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/385591\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/385592"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=385591"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=385591"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=385591"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}