{"id":389376,"date":"2026-04-09T06:48:09","date_gmt":"2026-04-09T06:48:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/389376\/"},"modified":"2026-04-09T06:48:09","modified_gmt":"2026-04-09T06:48:09","slug":"rosemary-mccabe-within-five-years-id-opened-six-credit-cards-and-between-me-and-my-husband-we-now-have-a-total-debt-of-78000","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/389376\/","title":{"rendered":"Rosemary McCabe: \u2018Within five years, I\u2019d opened six credit cards and, between me and my husband, we now have a total debt of $78,000\u2019"},"content":{"rendered":"<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-91174671_secondary indo-1d70522a_marginbottom4 indo-1d70522a_marginleft0 indo-1d70522a_marginright0 indo-1d70522a_margintop4\" style=\"color:var(--color-primary-80)\" data-testid=\"title-summary\">When she moved to America from Ireland in 2020, the writer had a single credit card and owed the bank \u20ac1,000 \u2013 but her casual approach to borrowing coupled with America\u2019s predatory credit culture proved a dangerous mix\n<\/p>\n<p><img decoding=\"async\" alt=\"Credit card debt\" src=\"https:\/\/www.newsbeep.com\/ie\/wp-content\/uploads\/2026\/04\/64741468-38f9-4868-8057-31c6f373099b.jpg\" loading=\"eager\" width=\"100%\" data-testid=\"article-image\"  \/><\/p>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_caption1 indo-300db776_none indo-91174671_secondary indo-66f0fec7_regular indo-1d70522a_marginbottom0 indo-1d70522a_marginleft0 indo-1d70522a_marginright0 indo-1d70522a_margintop3 indo-b48c4984_left\" style=\"color:var(--color-grey-60)\">Credit card debt<\/p>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-300db776_none indo-91174671_primary indo-1d70522a_marginbottom0 indo-1d70522a_margintop0 indo-b48c4984_inherit\" style=\"color:var(--color-primary-80)\">Lately, I\u2019ve been thinking a lot about what advice I\u2019d give my 20-year-old self. It\u2019s the kind of question that seems mostly to come up in celebrity interviews in glossy magazines, and has no real purpose. The celebrity in question will either have pithy and insightful recommendations for their younger self, or a jovial sort of self-deprecating warning that speaks of wilder, more carefree years.<\/p>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-300db776_none indo-91174671_primary indo-1d70522a_marginbottom0 indo-1d70522a_margintop0 indo-b48c4984_inherit\" style=\"color:var(--color-primary-80)\">My advice doesn\u2019t really fall into either category. I might tell myself to stay away from men with goatees, or that I should try not to pick fights with people on social media. Then again, I\u2019ve survived both of those errors in judgment, so perhaps a more circumspect choice would be: do not borrow money from anyone \u2013 friends, family, banks (including by way of credit card) \u2013 unless it\u2019s a matter of life and death.<\/p>\n","protected":false},"excerpt":{"rendered":"When she moved to America from Ireland in 2020, the writer had a single credit card and owed&hellip;\n","protected":false},"author":2,"featured_media":389377,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[72,61,60,898,128197,132860],"class_list":["post-389376","post","type-post","status-publish","format-standard","has-post-thumbnail","category-business","tag-business","tag-ie","tag-ireland","tag-latest-news-ticker","tag-shp","tag-signature-human-interest"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/389376","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=389376"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/389376\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/389377"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=389376"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=389376"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=389376"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}