Here’s a closer look at what the estimated 2027 Social Security COLA<\/a>\u00a0could do for the typical benefit in your state.<\/p>\n Average Social Security benefits<\/a> vary quite a bit by state. The table breaks down each state’s average Social Security benefit as of December 2024, its estimated average benefit for 2026 with this year’s 2.8% COLA factored in, and its estimated 2027 benefit, which assumes a 3.8% COLA.<\/p>\n State<\/p>\n Average Benefit (December 2024)<\/p>\n Estimated Average Benefit (2026)<\/p>\n Estimated Average Benefit With 3.8% 2027 COLA<\/p>\n Alabama<\/p>\n $1,920.20<\/p>\n $1,973.97<\/p>\n $2,048.98<\/p>\n Alaska<\/p>\n $1,906.99<\/p>\n $1,960.39<\/p>\n $2,034.88<\/p>\n Arizona<\/p>\n $2,019.52<\/p>\n $2,076.07<\/p>\n $2,154.96<\/p>\n Arkansas<\/p>\n $1,852.07<\/p>\n $1,903.93<\/p>\n $1,976.28<\/p>\n California<\/p>\n $1,935.16<\/p>\n $1,989.34<\/p>\n $2,064.94<\/p>\n Colorado<\/p>\n $2,036.79<\/p>\n $2,093.82<\/p>\n $2,173.39<\/p>\n Connecticut<\/p>\n $2,196.15<\/p>\n $2,257.64<\/p>\n $2,343.43<\/p>\n Delaware<\/p>\n $2,170.63<\/p>\n $2,231.41<\/p>\n $2,316.20<\/p>\n Florida<\/p>\n $1,961.58<\/p>\n $2,016.50<\/p>\n $2,093.13<\/p>\n Georgia<\/p>\n $1,924.43<\/p>\n $1,978.31<\/p>\n $2,053.49<\/p>\n Hawaii<\/p>\n $1,980.89<\/p>\n $2,036.35<\/p>\n $2,113.74<\/p>\n Idaho<\/p>\n $1,951.43<\/p>\n $2,006.07<\/p>\n $2,082.30<\/p>\n Illinois<\/p>\n $2,004.98<\/p>\n $2,061.12<\/p>\n $2,139.44<\/p>\n Indiana<\/p>\n $2,033.94<\/p>\n $2,090.89<\/p>\n $2,170.34<\/p>\n Iowa<\/p>\n $1,992.07<\/p>\n $2,047.85<\/p>\n $2,125.67<\/p>\n Kansas<\/p>\n $2,055.17<\/p>\n $2,112.71<\/p>\n $2,193.00<\/p>\n Kentucky<\/p>\n $1,865.76<\/p>\n $1,918.00<\/p>\n $1,990.89<\/p>\n Louisiana<\/p>\n $1,818.40<\/p>\n $1,869.32<\/p>\n $1,940.35<\/p>\n Maine<\/p>\n $1,888.67<\/p>\n $1,941.55<\/p>\n $2,015.33<\/p>\n Maryland<\/p>\n $2,139.54<\/p>\n $2,199.45<\/p>\n $2,283.03<\/p>\n Massachusetts<\/p>\n $2,084.32<\/p>\n $2,142.68<\/p>\n $2,224.10<\/p>\n Michigan<\/p>\n $2,066.03<\/p>\n $2,123.88<\/p>\n $2,204.59<\/p>\n Minnesota<\/p>\n $2,095.13<\/p>\n $2,153.79<\/p>\n $2,235.64<\/p>\n Mississippi<\/p>\n $1,814.24<\/p>\n $1,865.04<\/p>\n $1,935.91<\/p>\n Missouri<\/p>\n $1,936.50<\/p>\n $1,990.72<\/p>\n $2,066.37<\/p>\n Montana<\/p>\n $1,886.95<\/p>\n $1,939.78<\/p>\n $2,013.50<\/p>\n Nebraska<\/p>\n $2,010.80<\/p>\n $2,067.10<\/p>\n $2,145.65<\/p>\n Nevada<\/p>\n $1,906.36<\/p>\n $1,959.74<\/p>\n $2,034.21<\/p>\n New Hampshire<\/p>\n $2,183.82<\/p>\n $2,244.97<\/p>\n $2,330.28<\/p>\n New Jersey<\/p>\n $2,190.05<\/p>\n $2,251.37<\/p>\n $2,336.92<\/p>\n New Mexico<\/p>\n $1,865.12<\/p>\n $1,917.34<\/p>\n $1,990.20<\/p>\n New York<\/p>\n $2,018.22<\/p>\n $2,074.73<\/p>\n $2,153.57<\/p>\n North Carolina<\/p>\n $1,980.01<\/p>\n $2,035.45<\/p>\n $2,112.80<\/p>\n North Dakota<\/p>\n $1,928.53<\/p>\n $1,982.53<\/p>\n $2,057.86<\/p>\n Ohio<\/p>\n $1,922.91<\/p>\n $1,976.75<\/p>\n $2,051.87<\/p>\n Oklahoma<\/p>\n $1,921.69<\/p>\n $1,975.50<\/p>\n $2,050.57<\/p>\n Oregon<\/p>\n $1,989.74<\/p>\n $2,045.45<\/p>\n $2,123.18<\/p>\n Pennsylvania<\/p>\n $2,052.30<\/p>\n $2,109.76<\/p>\n $2,189.94<\/p>\n Rhode Island<\/p>\n $2,049.82<\/p>\n $2,107.21<\/p>\n $2,187.29<\/p>\n South Carolina<\/p>\n $1,996.30<\/p>\n $2,052.20<\/p>\n $2,130.18<\/p>\n South Dakota<\/p>\n $1,919.29<\/p>\n $1,973.03<\/p>\n $2,048.01<\/p>\n Tennessee<\/p>\n $1,958.01<\/p>\n $2,012.83<\/p>\n $2,089.32<\/p>\n Texas<\/p>\n $1,932.02<\/p>\n $1,986.12<\/p>\n $2,061.59<\/p>\n Utah<\/p>\n $2,065.18<\/p>\n $2,123.01<\/p>\n $2,203.68<\/p>\n Vermont<\/p>\n $2,039.64<\/p>\n $2,096.75<\/p>\n $2,176.43<\/p>\n Virginia<\/p>\n $2,063.95<\/p>\n $2,121.74<\/p>\n $2,202.37<\/p>\n Washington<\/p>\n $2,099.38<\/p>\n $2,158.16<\/p>\n $2,240.17<\/p>\n West Virginia<\/p>\n $1,898.05<\/p>\n $1,951.20<\/p>\n $2,025.34<\/p>\n Wisconsin<\/p>\n $2,027.60<\/p>\n $2,084.37<\/p>\n $2,163.58<\/p>\n Wyoming<\/p>\n $2,023.54<\/p>\n $2,080.20<\/p>\n $2,159.25<\/p>\n Data source: Social Security Administration and author’s personal calculations.<\/p>\n Many states will see their average checks cross the $2,000 mark for the first time, while some of the wealthier New England states will see their average benefits exceed $2,300. But it’s important to remember that these are only averages. There will still be a lot of variance among individuals within each state.<\/p>\n Once the Social Security Administration announces the official 2027 COLA in mid-October, you’ll be able to estimate what your checks will look like next year by adding the COLA percentage to your current benefit. Keep your eye out for a personalized COLA notice in December as well.<\/p>\n The\u00a0$23,760\u00a0Social Security bonus most retirees completely overlook <\/p>\n If you’re like most Americans, you’re a few years (or more) behind on your retirement savings. But a handful of little-known\u00a0“Social Security secrets”<\/a> could help ensure a boost in your retirement income. For example: one easy trick could pay you as much as $23,760 more… each year! 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Image source: Getty Images. Here’s how much the 2027 COLA could increase average benefits by state <\/p>\n